TaxLasso vs Ownwell · 2026
TaxLasso vs Ownwell: which is cheaper for Texas homeowners? (2026)
TaxLasso and Ownwell are both done-for-you Texas property tax protest services, but they price in opposite ways. TaxLasso charges a flat $199, one time, with no cut of your savings. Ownwell charges nothing upfront but takes 25% of your savings in Texas (35% in CA/NY/FL), every year it renews and wins. On a typical $1,155 Texas reduction, TaxLasso costs $199 once, while Ownwell costs about $289 in year one and again every year after. Over any multi-year hold, TaxLasso is cheaper, and a $49 flat packet you file yourself is cheaper than both.
What 5 years of protests costs you
Drag to your annual tax savings. Contingency firms charge a cut of your savings every single year. We charge a flat fee and you keep all of it.
Assumes you protest every year for 5 years: our $49 packet each year, Ownwell at a contingency fee starting at 25% of savings per year (ownwell.com pricing example, retrieved June 2026), and O'Connor at 50% of current year savings per their published residential terms (poconnor.com, retrieved June 2026). Ownwell's rate varies by region, so we use their own 25% example as the conservative case.
Pricing compared
| Service | Fee | You keep on a $1,155 saving | Comp data |
|---|---|---|---|
AppealMyTax Filing-ready packet (you file) · 13 Texas counties | $49 flat, one time | $1,106 | Real comparable parcels from your county's own appraisal roll, each one verifiable |
TaxLasso Done for you · Texas only | $199 flat | $956 | AI analysis, then they file and negotiate for you |
Ownwell Done for you · About 7-8 states | 25% of savings (35% in FL/CA/NY), every year | $866/yr | Their analysts assemble the evidence and file on your behalf |
$1,155 is an illustrative annual saving (a typical Harris County reduction). Fees are each provider's publicly listed pricing as of June 2026; verify on their sites.
How each one prices
TaxLasso: flat $199, paid once, no percentage of your savings. Ownwell: no upfront fee, then a contingency of 25% (TX/IL) or 35% (CA/NY/FL) of the savings it wins, charged each year it stays enrolled and wins a reduction (ownwell.com/pricing, retrieved June 2026). The structural difference is that TaxLasso's cost is fixed and Ownwell's grows with both your savings and the number of years you stay.
The year-one and five-year math
On a $1,155 reduction: TaxLasso is $199 in year one and $0 after (you would re-file in later years). Ownwell is about $289 in year one, and roughly $289 again each year it wins, so about $1,445 over five years at flat savings in Texas. Even in year one TaxLasso is cheaper; over five years it is not close. A $49 self-filed packet beats both, at $49 the years you choose to protest.
Who files, and how much control you keep
Both hand off the work: you give TaxLasso about five minutes of input and it files for you, and Ownwell files and represents you end to end. Neither shows you the comparables before filing. The flat-fee packet is the opposite model: you see your exact overpayment and the real comps free first, then file the protest yourself in about ten minutes and keep the filing record.
The third option both leave out
If your only goal is to stop overpaying and you are willing to file online yourself, a $49 flat packet built from your county's actual appraisal roll undercuts both TaxLasso's $199 and Ownwell's percentage, and you keep 100% of the reduction every year. We analyzed 4.6 million Texas homes for our over-assessment study, and the comps that win these protests are sitting in the public record either way.
See the full data behind these numbers in our Texas over-assessment study, compare every service in the comparison hub, or run your own numbers in the fee calculator.
Common questions
Is TaxLasso cheaper than Ownwell?
Yes, over time and in year one. TaxLasso is a flat $199 once; Ownwell takes 25-35% of your savings every year. On a $1,155 reduction TaxLasso is $199 and Ownwell is about $289 in year one alone, and Ownwell's cut recurs every year while TaxLasso's does not.
TaxLasso or Ownwell for a Houston home?
For pure cost, TaxLasso ($199 flat) beats Ownwell's recurring percentage in Harris County. Both file for you. If you would rather keep 100% and file yourself, a $49 flat packet built from your real HCAD record is cheaper than either.
Does Ownwell cost more than TaxLasso over time?
Yes, significantly. Ownwell's contingency applies each year it renews and wins, so on a five-year hold of a $1,155 reduction it runs roughly $1,445, while TaxLasso is a one-time $199 (re-filed in later years if you choose).
Which has better data, TaxLasso or Ownwell?
Both use professional analysis and file on your behalf, and neither shows you the comparables before filing. If verifying the evidence yourself matters, a flat-fee packet built from your county's public appraisal roll lets you check every comp before you file.
Is there a cheaper option than both?
Yes. A $49 flat-fee packet you file yourself is cheaper than TaxLasso's $199 and far cheaper than Ownwell's percentage over time, and you keep 100% of the savings. The tradeoff is about ten minutes of online filing.
Cheaper than both, you keep 100%
See your exact over-assessment and real comps free in 30 seconds, then file the $49 packet yourself.
Check my address · Free