Ownwell pricing · 2026
How much does Ownwell cost? The real fee math (2026)
Ownwell charges a contingency fee, not a flat price: it takes a percentage of the property tax savings it wins for you, with nothing upfront. In Texas and Illinois that percentage is 25% of your savings; in California, New York, and Florida it is 35% (ownwell.com/pricing, retrieved June 2026). On a typical Texas reduction of about $1,155 a year, 25% is roughly $289. Because the fee applies every year Ownwell stays enrolled and wins a reduction, you pay it again each season, so the real cost is the percentage times your savings times the number of years you stay. A $49 flat packet costs $49 once and you keep all of the savings.
What 5 years of protests costs you
Drag to your annual tax savings. Contingency firms charge a cut of your savings every single year. We charge a flat fee and you keep all of it.
Assumes you protest every year for 5 years: our $49 packet each year, Ownwell at a contingency fee starting at 25% of savings per year (ownwell.com pricing example, retrieved June 2026), and O'Connor at 50% of current year savings per their published residential terms (poconnor.com, retrieved June 2026). Ownwell's rate varies by region, so we use their own 25% example as the conservative case.
Pricing compared
| Service | Fee | You keep on a $1,155 saving | Comp data |
|---|---|---|---|
AppealMyTax Filing-ready packet (you file) · 13 Texas counties | $49 flat, one time | $1,106 | Real comparable parcels from your county's own appraisal roll, each one verifiable |
Ownwell Done for you · About 7-8 states | 25% of savings (35% in FL/CA/NY), every year | $866/yr | Their analysts assemble the evidence and file on your behalf |
O'Connor & Associates Done for you · Texas + many states | 50% of first-year savings | $577 | Full-service firm; files and represents you (subject of a Texas AG lawsuit, allegations unproven) |
$1,155 is an illustrative annual saving (a typical Harris County reduction). Fees are each provider's publicly listed pricing as of June 2026; verify on their sites.
How Ownwell's pricing actually works
There is no signup fee and no charge if Ownwell wins you nothing, which is a genuine point in its favor. When it does win a reduction, it bills a percentage of that year's tax savings: 25% in Texas and Illinois, 35% in California, New York, and Florida (ownwell.com/pricing, retrieved June 2026). The percentage is the whole price, so the bigger your reduction, the bigger Ownwell's cut.
The dollar examples
At 25% (Texas): a $500 reduction costs you about $125, a $1,155 reduction about $289, a $2,000 reduction about $500, a $3,000 reduction about $750. At 35% (CA/NY/FL) those numbers are $175, $404, $700, and $1,050. Compare each to a flat $49 packet, where the cost is $49 no matter how large the reduction, and you can see why the gap widens as your savings grow.
The recurring catch
The single most important thing about Ownwell's cost is that it is not a one-time number. The service stays enrolled for future protest seasons until you cancel, so the percentage applies again every year it wins a reduction. Over a five-year hold on a flat $1,155 Texas reduction, that is roughly $1,445 to Ownwell. A $49 flat packet over the same five years is $49 the years you choose to file, and you keep 100% each year.
Use the slider to run your own number
Set your expected annual savings above and the calculator shows what Ownwell's percentage takes versus a flat $49, in year one and over five years. For most Texas homeowners the flat fee wins on the first year and wins decisively over any multi-year horizon.
See the full data behind these numbers in our Texas over-assessment study, compare every service in the comparison hub, or run your own numbers in the fee calculator.
Common questions
How much does Ownwell cost?
There is no upfront fee. Ownwell takes 25% of the tax savings it wins in Texas and Illinois, and 35% in California, New York, and Florida (ownwell.com/pricing, retrieved June 2026). On a typical $1,155 Texas reduction that is about $289, and the fee applies again each year it renews and wins.
Does Ownwell charge anything upfront?
No. Ownwell charges nothing upfront and nothing if it fails to win a reduction. It only bills when it saves you money, as a percentage of that year's savings. The flip side is that when it does win, it keeps a meaningful cut, every year.
Is Ownwell's fee charged every year?
Effectively yes. The service stays enrolled for future protest seasons until you cancel, so its contingency fee applies again each year it wins a reduction. That is what makes the lifetime cost much larger than a single year's percentage suggests.
How much does Ownwell take from my savings?
25% of your savings in Texas and Illinois, 35% in California, New York, and Florida. On a $1,155 reduction that is about $289 (TX) or $404 (CA/NY/FL), versus $49 once for a flat-fee packet you file yourself.
Is Ownwell cheaper than O'Connor?
Per year, usually yes: Ownwell's 25% (TX) is lower than O'Connor's roughly 50% of first-year savings. But Ownwell's cut recurs every year while O'Connor's is first-year, so the multi-year comparison depends on how long you hold the reduction. Both cost a multiple of a $49 flat packet.
Skip the percentage entirely
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