Ownwell pricing · 2026
How much does Ownwell cost? The real fee math (2026)
Ownwell charges a contingency fee, not a flat price: it takes a percentage of the property tax savings it wins for you, with nothing upfront. In Texas, Illinois, and New York that percentage is 25% of your savings; in California and Florida it is 35% (ownwell.com/pricing, retrieved August 2026). On a typical Texas reduction of about $1,155 a year, 25% is roughly $289. Because the fee applies every year Ownwell stays enrolled and wins a reduction, you pay it again each season, so the real cost is the percentage times your savings times the number of years you stay. A $49 flat packet costs $49 once and you keep all of the savings.
Illustrative fees for 5 separate appeal years
Choose hypothetical savings for each appeal year. This assumes five separate successful appeals, identical savings each year, and a new $49 Audit purchase each year; outcomes and evidence can differ.
Illustrative rates only, not provider quotes. No savings or persistence is guaranteed. Check local provider terms, evidence and representation. The $29 national DIY kit is separate; you gather its evidence. The $49 Audit depends on available county/address evidence. Government fees and your time are excluded.
Pricing compared
| Service | Fee | You keep on a $1,155 saving | Comp data |
|---|---|---|---|
AppealMyTax $49 Audit Filing or valuation output (you file) · $29 DIY kit: all 50 states + D.C.; $49 Audit: evidence varies by county and address | $49 flat, one time | $1,106 | Public county records; comparable evidence only where usable. Filing or valuation output depends on findings. The $29 kit requires your own evidence. |
Ownwell Done for you · 9 states (CA, CO, FL, GA, IL, NY, PA, TX, WA) | 25-35% of savings (varies by state), every year | $866/yr | Their analysts assemble the evidence and file on your behalf |
O'Connor & Associates Done for you · Texas + many states | 50% of savings for the appealed tax year | $577 | Full-service firm; files and represents you (subject of a Texas AG lawsuit, allegations unproven) |
$1,155 is an illustrative annual saving (a typical Harris County reduction). Fees are each provider's publicly listed pricing as of June 2026; verify on their sites.
How Ownwell's pricing actually works
There is no signup fee and no charge if Ownwell wins you nothing, which is a genuine point in its favor. When it does win a reduction, it bills a percentage of that year's tax savings: 25% in Texas, Illinois, and New York, 35% in California and Florida (ownwell.com/pricing, retrieved August 2026). The percentage is the whole price, so the bigger your reduction, the bigger Ownwell's cut.
The dollar examples
At 25% (Texas): a $500 reduction costs you about $125, a $1,155 reduction about $289, a $2,000 reduction about $500, a $3,000 reduction about $750. At 35% (CA/FL) those numbers are $175, $404, $700, and $1,050. Compare each to a flat $49 packet, where the cost is $49 no matter how large the reduction, and you can see why the gap widens as your savings grow.
The recurring catch
Ownwell applies its regional fee to actual tax savings in the year it appeals. Its pricing page uses 25% as an example. Later appeals can produce new fees; retaining an earlier reduction alone does not establish a new charge. Check your local quote and renewal terms (ownwell.com/pricing, checked September 20, 2026).
Use the slider to run your own number
Set your expected annual savings above and the calculator shows what Ownwell's percentage takes versus a flat $49, in year one and over five years. For most Texas homeowners the flat fee wins on the first year and wins decisively over any multi-year horizon.
See the full data behind these numbers in our Texas over-assessment study, compare every service in the comparison hub, or run your own numbers in the fee calculator.
Common questions
How much does Ownwell cost?
There is no upfront fee. Ownwell takes 25% of the tax savings it wins in Texas, Illinois, and New York, and 35% in California and Florida (ownwell.com/pricing, retrieved August 2026). On a typical $1,155 Texas reduction that is about $289, and the fee applies again each year it renews and wins.
Does Ownwell charge anything upfront?
No. Ownwell charges nothing upfront and nothing if it fails to win a reduction. It only bills when it saves you money, as a percentage of that year's savings. The flip side is that when it does win, it keeps a meaningful cut, every year.
Is Ownwell's fee charged every year?
Effectively yes. The service stays enrolled for future protest seasons until you cancel, so its contingency fee applies again each year it wins a reduction. That is what makes the lifetime cost much larger than a single year's percentage suggests.
How much does Ownwell take from my savings?
25% of your savings in Texas, Illinois, and New York, 35% in California and Florida. On a $1,155 reduction that is about $289 (TX) or $404 (CA/FL), versus $49 once for a flat-fee packet you file yourself.
Is Ownwell cheaper than O'Connor?
Ownwell applies its regional fee to actual tax savings in the year it appeals. Its pricing page uses 25% as an example. Later appeals can produce new fees; retaining an earlier reduction alone does not establish a new charge. Check your local quote and renewal terms (ownwell.com/pricing, checked September 20, 2026).
Skip the percentage entirely
Review the available assessment comparison free in 30 seconds, then keep 100% with a $49 flat packet. No contingency, ever.
Check my address · FreeWould you rather someone just handled it?
Our packet is for people who want to file it themselves and keep every dollar. If you would rather hand the whole thing off, these firms work on contingency: they take a cut of what they save you, and nothing if they lose. We are not affiliated with any of them.
- Visit Abode Money →Abode MoneyTX, FL$99 per year flat. No percentage of your savings.
- Visit Home Tax Shield →Home Tax ShieldTX$30 per property per year, plus 30% of your savings each year.
- Visit Texas Protax →Texas ProtaxTX40% of residential savings, $50 minimum per parcel. Austin and Central Texas, San Antonio and Greater Houston.
- Visit Five Stone Tax →Five Stone TaxTX40% of your savings, or a service fee, whichever is greater.
- Visit O'Connor & Associates →O'Connor & AssociatesTXRoughly 50% of the first year's savings, no upfront fee.
We earn nothing from these links. They are here because a flat-fee packet is the wrong answer for someone who wants the work done for them. How we make money