What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78746 are overassessed?

27% of homes in Temple ZIP 78746 (2,686 of 9,937 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78746?

File a Notice of Protest with TCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Travis County · Temple

ZIP 78746 property tax overassessment report

27% of homes in Temple ZIP 78746 (2,686 of 9,937 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $31,985,623.

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9,937

Homes in ZIP

2,686

Flagged as overassessed

27%

$553,873

Avg overage / home

$2,085,207

Typical value

~$561/sqft

Travis County · over-assessed homes overpay year-round

Next: TCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Travis County guide →

Top 25 most overassessed homes in 78746

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
3XXX ABOVE STRATFORD PL	10,242	1998	$17,704,953	$5,745,762	$11,959,191	208.1%	$217,657
1XX E CANYON CIR	11,125	2022	$18,124,240	$6,241,125	$11,883,115	190.4%	$216,273
3XXX ABOVE STRATFORD PL	6,651	1993	$15,322,848	$3,731,211	$11,591,637	310.7%	$210,968
2XXX STRATFORD DR	7,159	2023	$15,084,975	$4,016,199	$11,068,776	275.6%	$201,452
3XXX STRATFORD DR	14,229	2002	$18,501,323	$7,982,469	$10,518,854	131.8%	$191,443
4XX LAKE CLIFF TRL	9,879	2021	$16,020,232	$5,542,119	$10,478,113	189.1%	$190,702
2XXX VALLEY SPRING RD	7,381	2013	$14,290,267	$4,140,741	$10,149,526	245.1%	$184,721
2XXX STRATFORD DR	6,696	2011	$13,765,404	$3,756,456	$10,008,948	266.4%	$182,163
5XX LAKE CLIFF TRL	12,652	1993	$16,958,781	$7,097,772	$9,861,009	138.9%	$179,470
2XXX STRATFORD DR	9,664	2001	$15,147,354	$5,421,504	$9,725,850	179.4%	$177,010
3XXX WESTLAKE DR	10,069	2013	$15,354,269	$5,648,709	$9,705,560	171.8%	$176,641
5XXX SCENIC VIEW DR	10,073	2019	$14,764,693	$5,650,953	$9,113,740	161.3%	$165,870
4XXX BEE CAVE RD	912	1965	$9,397,573	$511,632	$8,885,941	1736.8%	$161,724
2XXX STRATFORD DR	5,209	2012	$11,737,967	$2,922,249	$8,815,718	301.7%	$160,446
2XXX STRATFORD DR	8,664	1998	$13,509,850	$4,860,504	$8,649,346	178%	$157,418
3XXX ABOVE STRATFORD PL	5,014	1995	$10,773,191	$2,812,854	$7,960,337	283%	$144,878
5XXX SCENIC VIEW DR	10,795	2022	$13,873,207	$6,055,995	$7,817,212	129.1%	$142,273
2XXX STRATFORD DR	7,829	1985	$11,977,844	$4,392,069	$7,585,775	172.7%	$138,061
1XXX MOUNT LARSON RD	8,251	2004	$12,136,915	$4,628,811	$7,508,104	162.2%	$136,647
2XXX STRATFORD DR	3,224	1952	$9,157,323	$1,808,664	$7,348,659	406.3%	$133,746
2XXX STRATFORD DR	3,138	1982	$8,997,137	$1,760,418	$7,236,719	411.1%	$131,708
9XX REDBUD TRL	8,480	2002	$11,820,587	$4,757,280	$7,063,307	148.5%	$128,552
3XXX EL TORO CV	4,059	1983	$9,142,255	$2,277,099	$6,865,156	301.5%	$124,946
2XXX RIVERCREST DR	2,522	1964	$8,151,376	$1,414,842	$6,736,534	476.1%	$122,605
3XXX WESTLAKE DR	18,212	2017	$16,907,295	$10,216,932	$6,690,363	65.5%	$121,765

Data: HCAD public records, Travis County, ZIP 78746. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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