What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78704 are overassessed?

22.7% of homes in Temple ZIP 78704 (2,788 of 12,262 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78704?

File a Notice of Protest with TCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Travis County · Temple

ZIP 78704 property tax overassessment report

22.7% of homes in Temple ZIP 78704 (2,788 of 12,262 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $10,398,822.

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12,262

Homes in ZIP

2,788

Flagged as overassessed

22.7%

$173,481

Avg overage / home

$855,710

Typical value

~$502/sqft

Travis County · over-assessed homes overpay year-round

Next: TCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Travis County guide →

Top 25 most overassessed homes in 78704

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XXX W RIVERSIDE DR 836	3,242	2022	$5,839,087	$1,627,484	$4,211,603	258.8%	$76,651
1XXX BOULDIN AVE	14,001	1997	$11,078,508	$7,028,502	$4,050,006	57.6%	$73,710
4XX ACADEMY DR	4,263	1890	$6,172,563	$2,140,026	$4,032,537	188.4%	$73,392
1XXX W RIVERSIDE DR 737	3,511	2022	$5,103,368	$1,762,522	$3,340,846	189.5%	$60,803
1XXX W RIVERSIDE DR 636	2,713	2022	$4,450,174	$1,361,926	$3,088,248	226.8%	$56,206
1XXX HILLSIDE AVE	3,744	2014	$4,810,084	$1,879,488	$2,930,596	155.9%	$53,337
1XXX W RIVERSIDE DR 536	2,713	2022	$4,221,174	$1,361,926	$2,859,248	209.9%	$52,038
1XXX RABB RD	8,588	2022	$7,074,649	$4,311,176	$2,763,473	64.1%	$50,295
1XXX W RIVERSIDE DR 637	3,511	2022	$4,386,024	$1,762,522	$2,623,502	148.8%	$47,748
8XX BOULDIN AVE	3,115	2014	$4,089,339	$1,563,730	$2,525,609	161.5%	$45,966
1XXX W RIVERSIDE DR 736	2,713	2022	$3,831,969	$1,361,926	$2,470,043	181.4%	$44,955
1XXX W RIVERSIDE DR 835	4,300	2022	$4,545,496	$2,158,600	$2,386,896	110.6%	$43,442
1XXX PARAMOUNT AVE	5,122	2017	$4,931,315	$2,571,244	$2,360,071	91.8%	$42,953
1XXX S 2 ST	4,999	2018	$4,842,468	$2,509,498	$2,332,970	93%	$42,460
7XX W ELIZABETH ST	3,468	2011	$3,962,503	$1,740,936	$2,221,567	127.6%	$40,433
1XXX HILLMONT ST	3,623	2020	$4,030,845	$1,818,746	$2,212,099	121.6%	$40,260
1XXX W RIVERSIDE DR 436	2,713	2022	$3,532,389	$1,361,926	$2,170,463	159.4%	$39,502
1XXX S 3 ST	2,086	2020	$3,212,474	$1,047,172	$2,165,302	206.8%	$39,408
1XXX W RIVERSIDE DR 735	2,351	2022	$3,333,158	$1,180,202	$2,152,956	182.4%	$39,184
9XX DANIEL DR	2,707	2020	$3,452,784	$1,358,914	$2,093,870	154.1%	$38,108
2XXX KATHY CV	5,326	2019	$4,752,750	$2,673,652	$2,079,098	77.8%	$37,840
1XXX AZIE MORTON RD	8,210	2016	$6,200,454	$4,121,420	$2,079,034	50.4%	$37,838
1XXX W RIVERSIDE DR 336	2,713	2022	$3,432,389	$1,361,926	$2,070,463	152%	$37,682
7XX W MARY ST	6,555	1938	$5,338,063	$3,290,610	$2,047,453	62.2%	$37,264
2XX ACADEMY DR	6,338	1882	$5,224,058	$3,181,676	$2,042,382	64.2%	$37,171

Data: HCAD public records, Travis County, ZIP 78704. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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