What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78232 are overassessed?

24.7% of homes in Temple ZIP 78232 (2,683 of 10,867 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78232?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Temple

ZIP 78232 property tax overassessment report

24.7% of homes in Temple ZIP 78232 (2,683 of 10,867 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $3,351,039.

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10,867

Homes in ZIP

2,683

Flagged as overassessed

24.7%

$58,092

Avg overage / home

$406,213

Typical value

~$180/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78232

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XX WINDING WAY DR	18,955	2018	$11,727,450	$3,411,900	$8,315,550	243.7%	$163,816
1XX TOWER DR	18,144	2022	$9,000,000	$3,265,920	$5,734,080	175.6%	$112,961
3XX LIMESTONE CREEK RD	6,030	1996	$4,139,920	$1,085,400	$3,054,520	281.4%	$60,174
1XX BISON RD	8,842	2002	$4,464,350	$1,591,560	$2,872,790	180.5%	$56,594
1XX S TOWER DR	11,581	2009	$4,810,420	$2,084,580	$2,725,840	130.8%	$53,699
1XX BLACKHAWK	9,381	1986	$3,874,000	$1,688,580	$2,185,420	129.4%	$43,053
2XX WINDING WAY DR	4,274	1948	$2,869,980	$769,320	$2,100,660	273.1%	$41,383
1XX WINDING WAY DR	7,294	1989	$3,378,370	$1,312,920	$2,065,450	157.3%	$40,689
2XX TOWER DR	8,690	2002	$3,600,000	$1,564,200	$2,035,800	130.1%	$40,105
1XX BLACKHAWK	8,877	2017	$3,619,040	$1,597,860	$2,021,180	126.5%	$39,817
5XX TOMAHAWK TRL	8,236	2008	$3,455,000	$1,482,480	$1,972,520	133.1%	$38,859
3XX TOMAHAWK TRL	6,827	2018	$3,077,600	$1,228,860	$1,848,740	150.4%	$36,420
1XX WINDING WAY DR	4,800	2006	$2,704,480	$864,000	$1,840,480	213%	$36,257
4XX TOMAHAWK TRL	6,315	2019	$2,950,000	$1,136,700	$1,813,300	159.5%	$35,722
1XX CHEROKEE LN	7,319	2009	$3,110,000	$1,317,420	$1,792,580	136.1%	$35,314
5XX TOMAHAWK TRL	12,000	1994	$3,760,260	$2,160,000	$1,600,260	74.1%	$31,525
1XX CHEROKEE LN	8,085	2014	$2,980,000	$1,455,300	$1,524,700	104.8%	$30,037
1XX CHEROKEE LN	5,311	2009	$2,465,520	$955,980	$1,509,540	157.9%	$29,738
4XX WINDING WAY	6,159	2021	$2,500,000	$1,108,620	$1,391,380	125.5%	$27,410
3XX TOMAHAWK TRL	4,528	1998	$2,195,730	$815,040	$1,380,690	169.4%	$27,200
1XX BLACKHAWK	4,543	1946	$2,171,030	$817,740	$1,353,290	165.5%	$26,660
2XX TOWER DR	7,640	1984	$2,714,530	$1,375,200	$1,339,330	97.4%	$26,385
2XX WINDING WAY DR	5,362	2008	$2,269,000	$965,160	$1,303,840	135.1%	$25,686
3XX LIMESTONE CREEK RD	7,051	1987	$2,508,000	$1,269,180	$1,238,820	97.6%	$24,405
1XX VILLAGE CIR	7,138	2020	$2,507,180	$1,284,840	$1,222,340	95.1%	$24,080

Data: HCAD public records, Bexar County, ZIP 78232. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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