What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76548 are overassessed?

17.6% of homes in Temple ZIP 76548 (1,491 of 8,463 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 76548?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 76548 property tax overassessment report

17.6% of homes in Temple ZIP 76548 (1,491 of 8,463 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,393,450.

Lock in 2027 prep — $99/yr →Check your address (free)

8,463

Homes in ZIP

1,491

Flagged as overassessed

17.6%

$43,468

Avg overage / home

$310,266

Typical value

~$142/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76548

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
3XXX EAGLE RIDGE DR	3,797	2013	$1,227,628	$539,174	$688,454	127.7%	$13,700
3XXX EAGLE RIDGE DR	4,383	2012	$1,246,591	$622,386	$624,205	100.3%	$12,422
1XXXX FM 2410	5,269	2025	$1,369,757	$748,198	$621,559	83.1%	$12,369
3XXX EAGLE RIDGE	4,264	2007	$1,225,077	$605,488	$619,589	102.3%	$12,330
3XXX EAGLE RIDGE	4,119	2011	$1,178,583	$584,898	$593,685	101.5%	$11,814
0 CEDAR KNOB RD	1,326	1983	$778,234	$188,292	$589,942	313.3%	$11,740
1XX RODEO CIR	3,601	2009	$1,081,821	$511,342	$570,479	111.6%	$11,353
2XXX JUBILATION DR	4,795	2021	$1,240,349	$680,890	$559,459	82.2%	$11,133
3XXX EAGLE RIDGE DR	3,759	2017	$1,092,339	$533,778	$558,561	104.6%	$11,115
3XXX EAGLE RIDGE DR	4,570	2013	$1,198,670	$648,940	$549,730	84.7%	$10,940
4XXX ELF TRL	5,469	2015	$1,308,761	$776,598	$532,163	68.5%	$10,590
2XXX JUBILATION DR	3,860	2022	$1,074,691	$548,120	$526,571	96.1%	$10,479
3XXX STILLHOUSE LAKE DR	3,598	2005	$1,034,143	$510,916	$523,227	102.4%	$10,412
3XXX EAGLE RIDGE DR	4,752	2012	$1,191,073	$674,784	$516,289	76.5%	$10,274
1XXXX MOFFAT RD	3,230	1995	$964,616	$458,660	$505,956	110.3%	$10,069
1XXX TRAILS END	4,600	2006	$1,154,515	$653,200	$501,315	76.7%	$9,976
1XX RODEO CIR	4,223	2009	$1,098,185	$599,666	$498,519	83.1%	$9,921
3XXX QUAIL HOLLOW RD	3,940	2023	$1,047,349	$559,480	$487,869	87.2%	$9,709
3XXX SHORELINE DR	2,949	2017	$904,855	$418,758	$486,097	116.1%	$9,673
3XXX SHORELINE DR	4,219	2013	$1,071,224	$599,098	$472,126	78.8%	$9,395
3XXX EAGLE RIDGE DR	4,230	2006	$1,072,628	$600,660	$471,968	78.6%	$9,392
1XX VISTA DR	3,081	2008	$906,000	$437,502	$468,498	107.1%	$9,323
3XXX EAGLE RIDGE DR	3,777	2016	$1,004,493	$536,334	$468,159	87.3%	$9,316
3XXX COMANCHE GAP RD	5,125	2016	$1,195,750	$727,750	$468,000	64.3%	$9,313
3XXX EAGLE RIDGE DR	3,684	2008	$988,890	$523,128	$465,762	89%	$9,269

Data: HCAD public records, Bell County, ZIP 76548. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

Start 2027 prep — $99/yr →

Cancel anytime · Auto-files your protest packet for 2027, 2028, 2029…