What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 34773 are overassessed?

25.5% of homes in Saint Cloud ZIP 34773 (843 of 3,309 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Saint Cloud ZIP 34773?

File Form DR-486 with the Osceola County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Osceola County · Saint Cloud

ZIP 34773 property tax overassessment report

25.5% of homes in Saint Cloud ZIP 34773 (843 of 3,309 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $318,829.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

3,309

Homes in ZIP

843

Flagged as overassessed

25.5%

$43,978

Avg overage / home

$310,081

Typical value

~$139/sqft

Your Osceola County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Osceola filing guide →

Top 25 most overassessed homes in 34773

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
5XXX 8 MILE RANCH RD	2,036	1998	$842,000	$283,004	$558,996	197.5%	$4,807
5XXX MAGNOLIA RD	1,200	1988	$452,000	$166,800	$285,200	171%	$2,453
7XXX OAK GLEN TRL	3,552	2020	$657,100	$493,728	$163,372	33.1%	$1,405
8XX HENNECY LN	2,764	2006	$546,000	$384,196	$161,804	42.1%	$1,392
5XXX HOLOPAW RD	2,560	2011	$502,500	$355,840	$146,660	41.2%	$1,261
5XXX OSCEOLA DR	683	1981	$238,700	$94,937	$143,763	151.4%	$1,236
3XXX SOUTHERN PINE RD	3,257	2014	$586,400	$452,723	$133,677	29.5%	$1,150
5XXX N KENANSVILLE RD	1,748	2024	$376,500	$242,972	$133,528	55%	$1,148
7XXX FIVE OAKS DR	4,154	2005	$706,800	$577,406	$129,394	22.4%	$1,113
5XXX MAGNOLIA RD	1,732	2010	$367,900	$240,748	$127,152	52.8%	$1,094
3XXX CAT BRIER TRL	5,477	2007	$887,500	$761,303	$126,197	16.6%	$1,085
7XXX OAK GLEN TRL	2,908	2014	$528,000	$404,212	$123,788	30.6%	$1,065
1XXXX BROADSTREAM DR	1,092	2021	$273,700	$151,788	$121,912	80.3%	$1,048
5XXX N KENANSVILLE RD	2,000	2019	$399,900	$278,000	$121,900	43.8%	$1,048
5XXX HOLOPAW RD	3,315	1963	$580,600	$460,785	$119,815	26%	$1,030
3XXX CAT BRIER TRL	6,261	2007	$983,200	$870,279	$112,921	13%	$971
3XXX NEEDLEGRASS LN	3,617	2012	$612,200	$502,763	$109,437	21.8%	$941
3XXX SOUTHERN PINE RD	4,629	2014	$752,800	$643,431	$109,369	17%	$941
3XXX SOUTHERN PINE RD	4,507	2019	$735,600	$626,473	$109,127	17.4%	$938
8XXX LINCOLN RD	1,037	2022	$252,100	$144,143	$107,957	74.9%	$928
3XXX SOUTHERN PINE RD	3,680	2013	$615,800	$511,520	$104,280	20.4%	$897
7XXX INDIANGRASS RD	3,473	2007	$585,600	$482,747	$102,853	21.3%	$885
4XXX APOLLO AVE	1,027	2017	$243,600	$142,753	$100,847	70.6%	$867
5XXX N KENANSVILLE RD	672	1979	$193,200	$93,408	$99,792	106.8%	$858
3XXX SCHOOLHOUSE RD	4,221	2008	$686,300	$586,719	$99,581	17%	$856

Data: FL DOR 2025 Final NAL roll, Osceola County, ZIP 34773. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when OsceolaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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