Key West, Florida · public appraisal records

Are you overpaying property taxes in Key West?

We analyzed 5,523 homes in Key West, Florida against comparable homes in the same ZIP. About 41% are assessed more than 15% above the typical comparable home, an estimated $7K a year each in property-tax overpayment. Is yours one of them?

That's 5.5 points higher than the 35.5% average across the 453 Florida cities we analyzed, Key West ranks #64 of 453 for over-assessment.

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Key West TRIM season: your county mails its Truth-in-Millage notice in August. You then have 25 days, until about September 15, 2026, to file a Form DR-486 petition with the Value Adjustment Board. Check your just value now so your evidence is ready.

5,523
Homes analyzed in Key West
41%
May be over-assessed
$7K
Avg savings / year
$1.3M
Avg home value

Where over-assessment clusters in Key West

Streets in Key West with the most homes assessed above comparable homes nearby. We show the street and a count only, never a specific address or owner. Enter your address below to see if yours is one of them.

Washington St73 over-assessed homes
Olivia St71 over-assessed homes
Elizabeth St61 over-assessed homes
Southard St59 over-assessed homes
Grinnell St56 over-assessed homes
South St55 over-assessed homes
Petronia St53 over-assessed homes
Riviera Dr53 over-assessed homes
William St50 over-assessed homes
Von Phister St49 over-assessed homes

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How we measured this

We compared every single-family home in Key West to the median comparable home in the same ZIP, using public county just (market) value from the Florida DOR roll, the value a §194.011 VAB petition actually challenges, not the Save Our Homes-capped assessed value, and counted a home as over-assessed when it sits more than 15% above that median. This is a city-level screen, it shows where over-assessment is common, not whether any specific home is over-assessed. See the full nationwide methodology and ranking. Data as of July 2026.

Other Florida cities we analyzed

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Frequently asked

How many homes in Key West, Florida are over-assessed?

About 41% of single-family homes in Key West, roughly 2,262 of the 5,523 we analyzed, are assessed more than 15% above the typical comparable home in the same ZIP. That's 5.5 points higher than the 35.5% average across the 453 Florida cities we analyzed, Key West ranks #64 of 453 for over-assessment. The average over-assessed home in Key West sits about 89.3% above its comparables, an estimated $7K a year in property-tax overpayment.

Which streets in Key West have the most over-assessed homes?

Among the homes we analyzed in Key West, over-assessment clusters most on Washington St (73 homes), Olivia St (71 homes), Elizabeth St (61 homes). We publish the street and a count only, never a specific address, enter your own address to see whether yours is assessed above comparable homes nearby.

How do I appeal my property taxes in Key West, Florida?

Your county property appraiser mails a TRIM (Truth in Millage) notice in mid-to-late August showing your home's proposed just (market) value. You then have 25 days, most 2026 deadlines land around September 15, to file a Form DR-486 petition with your county Value Adjustment Board (VAB), for a $15 filing fee per parcel. Under Florida Statute §194.011 the petition challenges your just value, so comparable sales that value your home below the appraiser's figure are the evidence that wins. AppealMyTax builds that pre-filled VAB petition kit for your Key West home for $49 flat, sign and file in about 5 minutes, and you keep 100% of any savings.

When is the Key West property tax appeal deadline?

25 days after your county mails its TRIM notice, which for most Florida counties means mid-September (around September 15, 2026). The Clerk of the Value Adjustment Board must physically receive your DR-486 petition by the deadline, a postmark does not count, so file a few days early. Miss it and you wait a full year for the next window.

Is it worth appealing in Key West if I have a homestead exemption?

Often yes. Winning a lower just value can cut this year's bill, and for a homesteaded home that lower value then becomes the base your 3% Save Our Homes cap grows from, so a single Key West win compounds over every year you own the home. Non-homesteaded homes (rentals, second homes, recent purchases) tend to see the largest immediate reduction because their assessed value tracks market value directly.

Does living in Key West mean my home is over-assessed?

Not necessarily. This is a city-level screen built from public appraisal records, it shows where over-assessment is common, not whether your specific home is over-assessed. The only way to know is a per-home comparison against similar properties nearby, which our free address check does in about 30 seconds.