Guilderland, New York · Albany County · public appraisal records

3,622 homes in ZIP 12303 may be over-assessed

We analyzed 8,664 single-family homes in 12303 (Guilderland, New York) against comparable homes nearby. About 41.8% are assessed more than 15% above the typical home on their own block — an estimated $3.9M a year in property-tax overpayment. Is yours one of them?

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41.8%
Homes over-assessed
3,622
Homes flagged
16.2%
Avg over comps
$3.9M
Est. overpaid / yr

Where over-assessment clusters in 12303

Streets in Guilderland with the most homes assessed above comparable homes nearby. We show the street and a count only — never a specific address or owner. Enter your address below to see if yours is one of them.

Lydius St203 over-assessed homes
Old State Rd149 over-assessed homes
Suzanne Ln110 over-assessed homes
Lone Pine Rd69 over-assessed homes
Benjamin St69 over-assessed homes
Salvia Ln64 over-assessed homes
Curry Rd61 over-assessed homes
Georgetown Sq61 over-assessed homes

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How we measured this

We compared every single-family home in 12303 to the median comparable home in the same ZIP, using public assessment rolls, and counted a home as over-assessed when it sits more than 15% above that median. This is a ZIP-level screen — it shows where over-assessment is common, not whether any specific home is over-assessed. See the full nationwide methodology and ranking. Data as of June 2026.

Other overtaxed ZIPs in New York

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Frequently asked

How many homes in ZIP 12303 are over-assessed?

In Guilderland, New York (ZIP 12303), about 41.8% of single-family homes — roughly 3,622 of the 8,664 we analyzed — are assessed more than 15% above the typical comparable home in the same ZIP. That points to an estimated $3.9M a year in property-tax overpayment across the ZIP.

Does living in 12303 mean my home is over-assessed?

Not necessarily. This is a ZIP-level screen built from public appraisal records — it shows where over-assessment is common, not whether your specific home is over-assessed. The only way to know is a per-home comparison against similar properties, which our free address check does in about 30 seconds.

What can I do if my Guilderland home is over-assessed?

You can file a property-tax appeal (or "protest") with your county, usually once a year within a filing window. If comparable homes are assessed for less than yours, that's the standard "unequal appraisal" grounds for a reduction. AppealMyTax builds the pre-filled protest kit and appeal letter for $49 flat — sign and submit, and you keep 100% of any savings.