What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 98104 are overassessed?

2.6% of homes in Temple ZIP 98104 (2 of 76 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 98104?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 98104 property tax overassessment report

2.6% of homes in Temple ZIP 98104 (2 of 76 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $993.

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Homes in ZIP

Flagged as overassessed

2.6%

$23,097

Avg overage / home

$304,419

Typical value

~$158/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 10 most overassessed homes in 98104

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
8XXX GLADE DR	1,982	2022	$356,341	$313,156	$43,185	13.8%	$859
8XXX GLADE DR	1,982	2022	$353,510	$313,156	$40,354	12.9%	$803
8XXX TRUNGLE RD	1,577	2022	$285,507	$249,166	$36,341	14.6%	$723
8XXX TRUNGLE RD	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
2XXX HORNBEAM ST	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
2XXX HORNBEAM ST	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
8XXX TRUNGLE RD	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
8XXX TRUNGLE RD	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
2XXX HORNBEAM ST	1,638	2022	$292,000	$258,804	$33,196	12.8%	$661
2XXX HORNBEAM ST	1,697	2022	$295,000	$268,126	$26,874	10%	$535

Data: HCAD public records, Bell County, ZIP 98104. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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