What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78645 are overassessed?

26.6% of homes in Belton ZIP 78645 (2,272 of 8,527 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Belton ZIP 78645?

File a Notice of Protest with TCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Travis County · Belton

ZIP 78645 property tax overassessment report

26.6% of homes in Belton ZIP 78645 (2,272 of 8,527 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $5,865,730.

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8,527

Homes in ZIP

2,272

Flagged as overassessed

26.6%

$120,081

Avg overage / home

$530,816

Typical value

~$564/sqft

Travis County · over-assessed homes overpay year-round

Next: TCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Travis County guide →

Top 25 most overassessed homes in 78645

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XXXX TRAVIS CIR	13,320	2000	$10,949,903	$7,512,480	$3,437,423	45.8%	$62,561
7XX BUTLER CV	4,728	2019	$6,081,822	$2,666,592	$3,415,230	128.1%	$62,157
1XXXX MOON RISE CV	3,821	2020	$5,442,773	$2,155,044	$3,287,729	152.6%	$59,837
7XX BUTLER CV	7,109	2015	$7,147,571	$4,009,476	$3,138,095	78.3%	$57,113
1XXXX NORTHLAKE HILLS DR	9,270	2006	$7,795,948	$5,228,280	$2,567,668	49.1%	$46,732
3XXX DRAPERS CV	1,702	1979	$2,654,272	$959,928	$1,694,344	176.5%	$30,837
1XXXX AUSTIN BLVD	5,468	2016	$4,305,148	$3,083,952	$1,221,196	39.6%	$22,226
1XXXX NORTHLAKE HILLS DR	3,743	2019	$3,323,010	$2,111,052	$1,211,958	57.4%	$22,058
6XX IVEAN PEARSON RD	1,728	1960	$2,099,534	$974,592	$1,124,942	115.4%	$20,474
5XXX COUNTRY CLUB DR	5,725	2023	$4,333,630	$3,228,900	$1,104,730	34.2%	$20,106
1XXXX MOON RISE CV	3,688	2020	$3,066,610	$2,080,032	$986,578	47.4%	$17,956
2XXX LOHMANS FORD RD	1,513	1984	$1,748,534	$853,332	$895,202	104.9%	$16,293
7XX IVEAN PEARSON RD	5,511	2019	$3,956,843	$3,108,204	$848,639	27.3%	$15,445
1XXXX SLEEPY HOLLOW DR	1,338	1983	$1,520,429	$754,632	$765,797	101.5%	$13,938
1XXX WATERCLIFFE DR	3,986	2016	$3,013,641	$2,248,104	$765,537	34.1%	$13,933
5XXX LAKE SHORE DR	1,352	1973	$1,526,906	$762,528	$764,378	100.2%	$13,912
3XXX THURMAN RD	350	2020	$943,214	$197,400	$745,814	377.8%	$13,574
3XXX BOAT DOCK RD	3,790	2012	$2,881,817	$2,137,560	$744,257	34.8%	$13,545
3XXX THURMAN RD	520	1992	$1,026,001	$293,280	$732,721	249.8%	$13,336
1XXXX FISHERMAN WAY	360	1955	$917,481	$203,040	$714,441	351.9%	$13,003
1XXXX REGATTA CV	9,175	2003	$5,873,431	$5,174,700	$698,731	13.5%	$12,717
1XXXX W REED PARKS RD	4,989	2005	$3,504,962	$2,813,796	$691,166	24.6%	$12,579
3XXX DRAPERS CV	510	1979	$954,001	$287,640	$666,361	231.7%	$12,128
3XXX THURMAN RD	600	1978	$972,000	$338,400	$633,600	187.2%	$11,532
LOHMANS FORD RD	1,320	2006	$1,327,369	$744,480	$582,889	78.3%	$10,609

Data: HCAD public records, Travis County, ZIP 78645. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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