What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78264 are overassessed?

31.2% of homes in Temple ZIP 78264 (825 of 2,645 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78264?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Temple

ZIP 78264 property tax overassessment report

31.2% of homes in Temple ZIP 78264 (825 of 2,645 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,001,280.

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2,645

Homes in ZIP

825

Flagged as overassessed

31.2%

$56,449

Avg overage / home

$213,689

Typical value

~$143/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78264

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
3XXX S LOOP 1604 W	3,376	1998	$1,878,840	$482,768	$1,396,072	289.2%	$27,503
3XXX S LOOP 1604	1,634	1967	$631,090	$233,662	$397,428	170.1%	$7,829
2XXXX US HIGHWAY 281 S	2,320	1995	$720,980	$331,760	$389,220	117.3%	$7,668
2XXXX CAMPBELLTON RD #37	1,880	2018	$653,240	$268,840	$384,400	143%	$7,573
2XXXX CAMPBELLTON RD	3,976	2008	$922,270	$568,568	$353,702	62.2%	$6,968
2XXXX US HIGHWAY 281 S	1,785	2002	$582,440	$255,255	$327,185	128.2%	$6,446
2XXXX US HIGHWAY 281 S	1,320	1950	$511,750	$188,760	$322,990	171.1%	$6,363
5XX W LOOP 1604	1,568	2000	$540,060	$224,224	$315,836	140.9%	$6,222
3XXX CROSS TRAIL RD	3,447	2012	$804,750	$492,921	$311,829	63.3%	$6,143
2XXXX US HIGHWAY 281 S	2,604	2012	$678,150	$372,372	$305,778	82.1%	$6,024
2XXXX CAMP SITE RD	1,050	2020	$428,500	$150,150	$278,350	185.4%	$5,483
2XXXX US HIGHWAY 281 S	985	1999	$399,580	$140,855	$258,725	183.7%	$5,097
2XXXX US HIGHWAY 281 S	704	2014	$354,430	$100,672	$253,758	252.1%	$4,999
2XX GRAPELAND DR	2,208	2019	$565,570	$315,744	$249,826	79.1%	$4,922
4XX ENGLEHART RD	2,670	2003	$629,890	$381,810	$248,080	65%	$4,887
2XXXX US HIGHWAY 281 S	676	1961	$343,800	$96,668	$247,132	255.7%	$4,869
2XXXX US HIGHWAY 281 S	920	1960	$378,670	$131,560	$247,110	187.8%	$4,868
2XXXX US HIGHWAY 281 S	1,152	1980	$408,930	$164,736	$244,194	148.2%	$4,811
2XXXX HICKORY PASS	2,394	2016	$582,790	$342,342	$240,448	70.2%	$4,737
2XXXX OLIVER RD	2,452	1999	$586,320	$350,636	$235,684	67.2%	$4,643
1XXX N ADDISON	3,410	1960	$722,620	$487,630	$234,990	48.2%	$4,629
2XXXX TRUMBO RD	2,950	2019	$653,770	$421,850	$231,920	55%	$4,569
2XXXX CAMPBELLTON RD	1,680	1976	$463,460	$240,240	$223,220	92.9%	$4,397
1XXX S LOOP 1604 E #1	1,080	1954	$374,240	$154,440	$219,800	142.3%	$4,330
2XXXX TRUMBO RD	1,171	1987	$385,520	$167,453	$218,067	130.2%	$4,296

Data: HCAD public records, Bexar County, ZIP 78264. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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