What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78249 are overassessed?

20.5% of homes in Bell County Rural ZIP 78249 (2,782 of 13,558 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Bell County Rural ZIP 78249?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Bell County Rural

ZIP 78249 property tax overassessment report

20.5% of homes in Bell County Rural ZIP 78249 (2,782 of 13,558 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,956,238.

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13,558

Homes in ZIP

2,782

Flagged as overassessed

20.5%

$32,705

Avg overage / home

$327,346

Typical value

~$164/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78249

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
2XX WELLESLEY LOOP	9,346	2021	$4,248,080	$1,532,744	$2,715,336	177.2%	$53,492
5XX BERWICK TOWN	7,119	2005	$2,841,220	$1,167,516	$1,673,704	143.4%	$32,972
1XX WELLESLEY LOOP	6,678	2017	$2,709,060	$1,095,192	$1,613,868	147.4%	$31,793
1XX WHITTINGHAM RD	6,878	2022	$2,545,810	$1,127,992	$1,417,818	125.7%	$27,931
1XX GEDDINGTON	6,510	2003	$2,201,670	$1,067,640	$1,134,030	106.2%	$22,340
2XX GEDDINGTON	5,155	2005	$1,973,860	$845,420	$1,128,440	133.5%	$22,230
1XX GEDDINGTON	7,327	2007	$2,292,860	$1,201,628	$1,091,232	90.8%	$21,497
8X TURNBERRY WAY	5,962	2022	$2,040,000	$977,768	$1,062,232	108.6%	$20,926
6XX BENTLEY MNR	7,043	2005	$2,208,550	$1,155,052	$1,053,498	91.2%	$20,754
2XX GEDDINGTON	5,963	2004	$1,983,320	$977,932	$1,005,388	102.8%	$19,806
5XX BENTLEY MNR	5,757	2006	$1,923,380	$944,148	$979,232	103.7%	$19,291
5XX BENTLEY MNR	7,077	2006	$2,137,020	$1,160,628	$976,392	84.1%	$19,235
1X CHAUMONT	5,996	2008	$1,910,000	$983,344	$926,656	94.2%	$18,255
2XX BENTLEY MNR	5,799	2004	$1,857,270	$951,036	$906,234	95.3%	$17,853
2XX GEDDINGTON	3,815	2004	$1,500,000	$625,660	$874,340	139.7%	$17,224
1XX GEDDINGTON	7,502	2005	$2,096,000	$1,230,328	$865,672	70.4%	$17,054
1XX GEDDINGTON	6,049	2004	$1,851,000	$992,036	$858,964	86.6%	$16,922
5XX BENTLEY MNR	5,785	2005	$1,800,000	$948,740	$851,260	89.7%	$16,770
6XX BENTLEY MNR	7,455	2007	$2,066,270	$1,222,620	$843,650	69%	$16,620
5XX BERWICK TOWN	5,970	2008	$1,820,000	$979,080	$840,920	85.9%	$16,566
6XX BENTLEY MNR	6,195	2008	$1,830,000	$1,015,980	$814,020	80.1%	$16,036
2XX GEDDINGTON	6,646	2006	$1,900,000	$1,089,944	$810,056	74.3%	$15,958
1XX GEDDINGTON	4,848	2004	$1,604,850	$795,072	$809,778	101.8%	$15,953
1XX TUSCANY WAY	5,745	2004	$1,722,900	$942,180	$780,720	82.9%	$15,380
2XX BOX OAK	6,855	2000	$1,903,630	$1,124,220	$779,410	69.3%	$15,354

Data: HCAD public records, Bexar County, ZIP 78249. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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