What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78246 are overassessed?

19.7% of homes in Temple ZIP 78246 (25 of 127 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78246?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Temple

ZIP 78246 property tax overassessment report

19.7% of homes in Temple ZIP 78246 (25 of 127 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $16,380.

Lock in 2027 prep — $99/yr →Check your address (free)

127

Homes in ZIP

Flagged as overassessed

19.7%

$30,475

Avg overage / home

$319,542

Typical value

~$164/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78246

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XX E WILDWOOD DR	5,968	2019	$2,225,000	$978,752	$1,246,248	127.3%	$24,551
3XX PASEO ENCINAL ST	4,782	1954	$1,975,000	$784,248	$1,190,752	151.8%	$23,458
2XX CLIFFSIDE DR	2,504	1952	$753,450	$410,656	$342,794	83.5%	$6,753
9 SHERBORNE LN	7,067	1991	$1,495,000	$1,158,988	$336,012	29%	$6,619
2XX KING WILLIAM	3,170	1866	$800,000	$519,880	$280,120	53.9%	$5,518
1XX BRETFORD CT	4,061	2001	$919,093	$666,004	$253,089	38%	$4,986
3X WESTCOURT LN	2,590	1987	$635,650	$424,760	$210,890	49.6%	$4,155
3XX E EVERGREEN ST	1,750	2020	$483,500	$287,000	$196,500	68.5%	$3,871
1XXXX HUNTERS CHASE ST	2,948	1974	$642,840	$483,472	$159,368	33%	$3,140
1XXX BARTON CRK	2,315	1998	$530,100	$379,660	$150,440	39.6%	$2,964
1XX SUNFLOWER LN	1,409	1950	$367,820	$231,076	$136,744	59.2%	$2,694
2XX SEQUOIA DR	1,784	1951	$426,400	$292,576	$133,824	45.7%	$2,636
1XXXX BAR X TRL	2,229	1966	$494,770	$365,556	$129,214	35.3%	$2,546
1XXXX ATHENS CAPE	2,888	2024	$600,330	$473,632	$126,698	26.8%	$2,496
3XX MEADOWBROOK DR	2,267	1967	$495,000	$371,788	$123,212	33.1%	$2,427
1XXXX SUMMER CREEK DR	2,141	1984	$467,000	$351,124	$115,876	33%	$2,283
1XXXX MISSION RDG	2,783	1985	$559,390	$456,412	$102,978	22.6%	$2,029
1X JORDANS WOOD CIR	2,795	2008	$560,550	$458,380	$102,170	22.3%	$2,013
7XX E GRAYSON ST	2,377	1915	$473,000	$389,828	$83,172	21.3%	$1,638
8XX SHERMAN OAK ST	2,287	1979	$444,390	$375,068	$69,322	18.5%	$1,366
3XX E CRAIG PL	1,188	1926	$258,000	$194,832	$63,168	32.4%	$1,244
1XXXX WILDERNESS CREEK DR	1,973	1986	$385,000	$323,572	$61,428	19%	$1,210
6XX MISTY WATER LN	3,327	2002	$602,000	$545,628	$56,372	10.3%	$1,111
7XX LAMAR	1,647	1921	$325,000	$270,108	$54,892	20.3%	$1,081
3XX E RAMPART DR	1,259	1958	$255,570	$206,476	$49,094	23.8%	$967

Data: HCAD public records, Bexar County, ZIP 78246. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BexarCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

Start 2027 prep — $99/yr →

Cancel anytime · Auto-files your protest packet for 2027, 2028, 2029…