What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78124 are overassessed?

28.6% of homes in Temple ZIP 78124 (42 of 147 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78124?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Temple

ZIP 78124 property tax overassessment report

28.6% of homes in Temple ZIP 78124 (42 of 147 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $62,170.

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147

Homes in ZIP

Flagged as overassessed

28.6%

$68,849

Avg overage / home

$253,406

Typical value

~$159/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78124

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XXXX E INTERSTATE 10	3,690	1981	$1,388,310	$586,710	$801,600	136.6%	$15,792
5XXX FM 2538	1,798	2002	$531,670	$285,882	$245,788	86%	$4,842
6XXX FM 2538	1,785	1980	$515,510	$283,815	$231,695	81.6%	$4,564
FM 2538	1,200	2016	$415,000	$190,800	$224,200	117.5%	$4,417
2XXXX BIG CYPRESS	3,277	2014	$708,080	$521,043	$187,037	35.9%	$3,685
6XXX FM 2538	1,568	1984	$433,370	$249,312	$184,058	73.8%	$3,626
6XXX FM 2538	1,714	1980	$447,560	$272,526	$175,034	64.2%	$3,448
7XXX FM 2538	1,213	1905	$356,830	$192,867	$163,963	85%	$3,230
6XXX FM 2538	1,967	1980	$447,120	$312,753	$134,367	43%	$2,647
6XXX FM 2538	2,023	1978	$441,320	$321,657	$119,663	37.2%	$2,357
7XXX FM 2538	960	1998	$269,360	$152,640	$116,720	76.5%	$2,299
1XXXX BEXAR BOWLING	1,760	2014	$395,200	$279,840	$115,360	41.2%	$2,273
5XXX FM 2538	864	2013	$251,630	$137,376	$114,254	83.2%	$2,251
2XXX CHISHOLM TRL	1,282	1959	$312,300	$203,838	$108,462	53.2%	$2,137
6XXX FM 2538	1,713	1980	$376,140	$272,367	$103,773	38.1%	$2,044
6XXX FM 2538	2,560	1974	$495,000	$407,040	$87,960	21.6%	$1,733
6XXX FM 2538	1,808	2017	$374,250	$287,472	$86,778	30.2%	$1,710
6XXX MONDEAN ST	1,842	1971	$377,220	$292,878	$84,342	28.8%	$1,662
5XXX BLACKSMITH WAY	1,635	1981	$332,550	$259,965	$72,585	27.9%	$1,430
6XXX FM 2538	1,860	2023	$364,870	$295,740	$69,130	23.4%	$1,362
1XXXX SHAY PASS	2,331	1993	$436,000	$370,629	$65,371	17.6%	$1,288
8XXX OAK LEDGE DR	1,855	1959	$358,250	$294,945	$63,305	21.5%	$1,247
1XXXX LOWER SEGUIN RD	1,120	1995	$235,000	$178,080	$56,920	32%	$1,121
6XXX FM 2538	1,168	1960	$237,710	$185,712	$51,998	28%	$1,024
6XXX FM 2538	1,748	1945	$329,190	$277,932	$51,258	18.4%	$1,010

Data: HCAD public records, Bexar County, ZIP 78124. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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The 2026 protest deadline has passed, but BexarCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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