What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 78009 are overassessed?

20.9% of homes in Temple ZIP 78009 (42 of 201 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 78009?

File a Notice of Protest with BCAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bexar County · Temple

ZIP 78009 property tax overassessment report

20.9% of homes in Temple ZIP 78009 (42 of 201 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $29,489.

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201

Homes in ZIP

Flagged as overassessed

20.9%

$32,657

Avg overage / home

$238,498

Typical value

~$149/sqft

Bexar County · over-assessed homes overpay year-round

Next: BCAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bexar County guide →

Top 25 most overassessed homes in 78009

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
2XX SADIE ST	964	1890	$404,640	$143,636	$261,004	181.7%	$5,142
3XXX MOUNTAIN LOOP	840	2000	$385,870	$125,160	$260,710	208.3%	$5,136
1XXXX ROUNDUP PASS	3,407	2002	$738,000	$507,643	$230,357	45.4%	$4,538
2XXXX AUTUMN TER	3,575	2006	$711,000	$532,675	$178,325	33.5%	$3,513
2XXX BURNSIDE DR	1,730	1961	$424,960	$257,770	$167,190	64.9%	$3,294
1XXX THOMPSON PL	1,328	1939	$356,000	$197,872	$158,128	79.9%	$3,115
2XXX BURNSIDE DR	1,800	1962	$425,540	$268,200	$157,340	58.7%	$3,100
1XXX W MISTLETOE AVE	1,800	1924	$416,150	$268,200	$147,950	55.2%	$2,915
3XX LAMAR	1,519	1925	$361,950	$226,331	$135,619	59.9%	$2,672
1XXXX MAY MIST	2,998	2021	$568,610	$446,702	$121,908	27.3%	$2,402
3XXX CONDALIA CT	3,557	2008	$645,640	$529,993	$115,647	21.8%	$2,278
2XXXX QUAIL GROVE LN	2,371	1982	$466,000	$353,279	$112,721	31.9%	$2,221
4XX LAMAR	1,792	1908	$369,810	$267,008	$102,802	38.5%	$2,025
1XX OMAHA ST	1,244	1910	$286,180	$185,356	$100,824	54.4%	$1,986
2XXX ELYSIAN TRAIL	2,516	2018	$474,580	$374,884	$99,696	26.6%	$1,964
7XXX PARAISO CIR	1,672	2008	$330,630	$249,128	$81,502	32.7%	$1,606
1XX BUFORD	1,100	1920	$242,980	$163,900	$79,080	48.2%	$1,558
1XXXX CAMPERDOWN	2,173	2021	$396,580	$323,777	$72,803	22.5%	$1,434
3XX S MONUMENTAL ST	666	1920	$168,180	$99,234	$68,946	69.5%	$1,358
8XX INDIANA ST	1,340	2023	$264,810	$199,660	$65,150	32.6%	$1,283
5XXX BAY BREEZE	1,197	2024	$243,160	$178,353	$64,807	36.3%	$1,277
1XXX PARHAVEN DR	2,033	1965	$367,560	$302,917	$64,643	21.3%	$1,273
2XX JAMES FANNIN ST	2,132	2019	$377,670	$317,668	$60,002	18.9%	$1,182
1XXXX GREENSTONE	918	1994	$195,750	$136,782	$58,968	43.1%	$1,162
5XXX FLIGHT SAIL	1,197	2023	$236,040	$178,353	$57,687	32.3%	$1,136

Data: HCAD public records, Bexar County, ZIP 78009. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BexarCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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