What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76579 are overassessed?

22.2% of homes in Temple ZIP 76579 (367 of 1,650 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 76579?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 76579 property tax overassessment report

22.2% of homes in Temple ZIP 76579 (367 of 1,650 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $395,794.

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1,650

Homes in ZIP

367

Flagged as overassessed

22.2%

$50,160

Avg overage / home

$228,884

Typical value

~$136/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76579

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
3XXX LUTHER CURTIS RD	2,569	2015	$753,269	$349,384	$403,885	115.6%	$8,037
9XX AUSTIN ST	4,627	2002	$1,031,460	$629,272	$402,188	63.9%	$8,004
1XXX LOWER TROY RD	2,620	2023	$734,145	$356,320	$377,825	106%	$7,519
1XXXX HOMESTEADER DR	3,471	2025	$824,033	$472,056	$351,977	74.6%	$7,004
1XXXX PENDLETON TROY RD	2,818	2017	$724,961	$383,248	$341,713	89.2%	$6,800
1XXXX PENDLETON TROY RD	3,602	2020	$814,011	$489,872	$324,139	66.2%	$6,450
1XXXX OLD HWY 81	1,971	2019	$588,362	$268,056	$320,306	119.5%	$6,374
1XXX QUAIL RUN DR	2,766	2000	$693,312	$376,176	$317,136	84.3%	$6,311
4XX OAK DR	2,723	2021	$646,304	$370,328	$275,976	74.5%	$5,492
4XX WILLOW DR	2,787	2022	$654,015	$379,032	$274,983	72.5%	$5,472
5XX OAK DR	2,576	2021	$621,766	$350,336	$271,430	77.5%	$5,401
4XX OAK DR	2,809	2022	$651,528	$382,024	$269,504	70.5%	$5,363
1XXX QUAIL RUN DR	2,307	1988	$582,550	$313,752	$268,798	85.7%	$5,349
5XX GOATES RD	2,157	2024	$559,325	$293,352	$265,973	90.7%	$5,293
5XX OAK DR	2,739	2021	$637,603	$372,504	$265,099	71.2%	$5,275
5XX OAK DR	2,804	2020	$643,279	$381,344	$261,935	68.7%	$5,213
8XXX BIGHAM RD	2,213	2021	$557,680	$300,968	$256,712	85.3%	$5,109
1XXX EAGLE BLUFF DR	2,774	2000	$632,920	$377,264	$255,656	67.8%	$5,088
5XXX WATUSI DR	2,295	2020	$566,626	$312,120	$254,506	81.5%	$5,065
2XXX BIG ELM RD	3,635	2023	$741,310	$494,360	$246,950	50%	$4,914
1XXXX OLD 81	1,669	1994	$463,836	$226,984	$236,852	104.3%	$4,713
4XX OAK DR	2,332	2020	$553,579	$317,152	$236,427	74.5%	$4,705
5XX LAKE ST	2,910	2020	$631,700	$395,760	$235,940	59.6%	$4,695
4XX WILLOW DR	3,081	2022	$650,080	$419,016	$231,064	55.1%	$4,598
1XXX EAGLE BLUFF DR	2,129	2004	$516,695	$289,544	$227,151	78.5%	$4,520

Data: HCAD public records, Bell County, ZIP 76579. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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