What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76569 are overassessed?

34.1% of homes in Temple ZIP 76569 (183 of 536 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 76569?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 76569 property tax overassessment report

34.1% of homes in Temple ZIP 76569 (183 of 536 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $194,315.

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536

Homes in ZIP

183

Flagged as overassessed

34.1%

$49,387

Avg overage / home

$158,826

Typical value

~$100/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76569

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
6XXX NEW COLONY LOOP	600	—	$1,793,156	$60,000	$1,733,156	2888.6%	$34,490
1XXXX WEDEL CEMETERY RD	5,474	2022	$1,107,905	$547,400	$560,505	102.4%	$11,154
9XXX REEDS LAKE RD	2,923	2013	$820,522	$292,300	$528,222	180.7%	$10,512
5XXX FM 2184	1,820	2020	$630,864	$182,000	$448,864	246.6%	$8,932
7XXX HUNT HILL RD	1,733	2008	$583,899	$173,300	$410,599	236.9%	$8,171
8XXX REEDS LAKE RD	1,928	2016	$531,546	$192,800	$338,746	175.7%	$6,741
8XX FM 2184	2,500	2025	$557,252	$250,000	$307,252	122.9%	$6,114
1XXXX MCLEAN CEMETERY RD	2,601	1993	$554,382	$260,100	$294,282	113.1%	$5,856
1XXXX WEDEL CEMETERY RD	1,726	2017	$460,000	$172,600	$287,400	166.5%	$5,719
1XXX CZECH LN	624	1940	$346,959	$62,400	$284,559	456%	$5,663
3XXX FM 2184	2,343	1997	$500,776	$234,300	$266,476	113.7%	$5,303
1XXXX REEDS LAKE RD	2,971	1989	$563,117	$297,100	$266,017	89.5%	$5,294
1XX TWILIGHT CIR	1,898	2009	$449,053	$189,800	$259,253	136.6%	$5,159
1XXXX HUNT HILL RD	1,794	1981	$434,579	$179,400	$255,179	142.2%	$5,078
3XXX FM 2184	1,836	1994	$438,723	$183,600	$255,123	139%	$5,077
1XX TWILIGHT CIR	1,630	2009	$411,409	$163,000	$248,409	152.4%	$4,943
1XXX ROGERS CEMETERY RD	3,637	2005	$608,691	$363,700	$244,991	67.4%	$4,875
3XXX SUN CIR	2,086	2014	$446,474	$208,600	$237,874	114%	$4,734
1XXXX SANDY RIDGE LN	2,126	2005	$449,546	$212,600	$236,946	111.5%	$4,715
4XXX FM 2184	2,450	1994	$469,947	$245,000	$224,947	91.8%	$4,476
5XXX 31ST ST	1,398	1970	$360,641	$139,800	$220,841	158%	$4,395
1XXXX SANDY RIDGE LN	1,821	1992	$396,832	$182,100	$214,732	117.9%	$4,273
1XX TWILIGHT CIR	1,694	2009	$383,240	$169,400	$213,840	126.2%	$4,255
8XXX EDGEWORTH RD	1,794	2022	$391,356	$179,400	$211,956	118.1%	$4,218
3XXX SUN CIR	2,224	2017	$423,826	$222,400	$201,426	90.6%	$4,008

Data: HCAD public records, Bell County, ZIP 76569. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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