What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76541 are overassessed?

32.3% of homes in Temple ZIP 76541 (928 of 2,877 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 76541?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 76541 property tax overassessment report

32.3% of homes in Temple ZIP 76541 (928 of 2,877 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $440,220.

Lock in 2027 prep — $99/yr →Check your address (free)

2,877

Homes in ZIP

928

Flagged as overassessed

32.3%

$22,063

Avg overage / home

$161,009

Typical value

~$117/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76541

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
0 FM 2484	240	1980	$725,258	$28,080	$697,178	2482.8%	$13,874
4XX SALADO CREEK PLACE	6,681	2005	$1,420,411	$781,677	$638,734	81.7%	$12,711
1XX CRESTWOOD DR	5,437	2022	$1,162,696	$636,129	$526,567	82.8%	$10,479
1XXX AMBROSE DR	2,517	2022	$795,536	$294,489	$501,047	170.1%	$9,971
2XXX FAIRVIEW RD B	3,563	1997	$870,169	$416,871	$453,298	108.7%	$9,021
4XXX CLEAR CREEK RD	1,827	1988	$520,408	$213,759	$306,649	143.5%	$6,102
1XXX NORTHCROSS DR	2,336	2020	$543,902	$273,312	$270,590	99%	$5,385
2XXX STAN SCHLUETER LOOP	3,003	1968	$597,724	$351,351	$246,373	70.1%	$4,903
1XXX MELISSA CT	1,893	1985	$431,570	$221,481	$210,089	94.9%	$4,181
1XXX STAN SCHLUETER LP	1,376	1962	$337,034	$160,992	$176,042	109.3%	$3,503
8XXX PRESTON HOLLOW DR	3,262	2019	$549,001	$381,654	$167,347	43.8%	$3,330
9XX MIMOSA DR	2,328	2025	$433,459	$272,376	$161,083	59.1%	$3,206
3XX 40TH ST	2,356	2005	$436,091	$275,652	$160,439	58.2%	$3,193
1XXXX CHARLYA DR	2,276	2024	$421,927	$266,292	$155,635	58.4%	$3,097
7 BOBCAT CT	1,569	2007	$333,489	$183,573	$149,916	81.7%	$2,983
5XX WHITE OAK LN	2,913	1992	$479,249	$340,821	$138,428	40.6%	$2,755
1XXX MOUNTAINVIEW DR	1,979	1997	$367,129	$231,543	$135,586	58.6%	$2,698
6XXX UNIVERSITY VILLAGE WAY	1,968	2014	$362,858	$230,256	$132,602	57.6%	$2,639
5XXX LA PIEDRA LN	2,263	2020	$392,731	$264,771	$127,960	48.3%	$2,546
2XXX COMANCHE GAP RD	990	1983	$234,705	$115,830	$118,875	102.6%	$2,366
4XXX CHAPARRAL RD	2,497	1999	$404,549	$292,149	$112,400	38.5%	$2,237
1XXXX CHARLYA DR	2,080	2025	$340,912	$243,360	$97,552	40.1%	$1,941
1XXXX FM 2484	1,233	1960	$236,056	$144,261	$91,795	63.6%	$1,827
9XXX MURANDY DR	1,594	2022	$276,286	$186,498	$89,788	48.1%	$1,787
2XXX WESTCLIFF RD	1,452	1962	$257,108	$169,884	$87,224	51.3%	$1,736

Data: HCAD public records, Bell County, ZIP 76541. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

Start 2027 prep — $99/yr →

Cancel anytime · Auto-files your protest packet for 2027, 2028, 2029…