What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76540 are overassessed?

16.3% of homes in Belton ZIP 76540 (28 of 172 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Belton ZIP 76540?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Belton

ZIP 76540 property tax overassessment report

16.3% of homes in Belton ZIP 76540 (28 of 172 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $17,930.

Lock in 2027 prep — $99/yr →Check your address (free)

172

Homes in ZIP

Flagged as overassessed

16.3%

$29,784

Avg overage / home

$179,441

Typical value

~$112/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76540

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
6XX MAGNOLIA RD	2,834	2015	$774,135	$317,408	$456,727	143.9%	$9,089
5XXX DENMANS LOOP	2,869	1997	$734,000	$321,328	$412,672	128.4%	$8,212
1XX VISTA DE LUNA LN	3,083	2024	$755,103	$345,296	$409,807	118.7%	$8,155
8XXX SPRING CREEK LOOP	3,195	2024	$733,716	$357,840	$375,876	105%	$7,480
3XX MEADOW LN	2,224	2004	$514,722	$249,088	$265,634	106.6%	$5,286
5XX 58TH ST	5,974	2023	$847,049	$669,088	$177,961	26.6%	$3,541
2XX VINE ST	2,748	2012	$469,153	$307,776	$161,377	52.4%	$3,211
2XXX 9TH ST	1,112	1955	$245,958	$124,544	$121,414	97.5%	$2,416
4XXX BROKEN ARROW DR	2,025	1974	$334,945	$226,800	$108,145	47.7%	$2,152
5XXX MEADOW WOOD DR	1,878	2005	$309,320	$210,336	$98,984	47.1%	$1,970
2XX AVE H	1,384	2022	$246,723	$155,008	$91,715	59.2%	$1,825
2XXX DRAWBRIDGE DR	1,687	2008	$275,476	$188,944	$86,532	45.8%	$1,722
3XXX SALT FORK DR	1,620	2024	$266,339	$181,440	$84,899	46.8%	$1,689
5XXX CUNNINGHAM RD	2,348	1970	$347,438	$262,976	$84,462	32.1%	$1,681
3XXX SALT FORK DR	1,948	2025	$298,514	$218,176	$80,338	36.8%	$1,599
2XX 7TH AVE	1,380	1920	$215,073	$154,560	$60,513	39.2%	$1,204
2XXX HIDDEN HILL DR	1,012	1985	$164,357	$113,344	$51,013	45%	$1,015
4XXX DERIK DR	1,478	1991	$216,497	$165,536	$50,961	30.8%	$1,014
2XXX ARC CIR	1,121	1993	$176,240	$125,552	$50,688	40.4%	$1,009
6XX DELORIS DR	1,415	1997	$206,930	$158,480	$48,450	30.6%	$964
5XXX SPRING DR	2,282	2000	$303,815	$255,584	$48,231	18.9%	$960
7X ARLEE ST	900	1940	$148,824	$100,800	$48,024	47.6%	$956
2XXX TORTUGA LN	1,613	1985	$228,117	$180,656	$47,461	26.3%	$944
2XXX BLACKBURN DR	1,077	2000	$167,483	$120,624	$46,859	38.8%	$932
1XXX WILDRIDGE DR	3,392	1986	$426,656	$379,904	$46,752	12.3%	$930

Data: HCAD public records, Bell County, ZIP 76540. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

Start 2027 prep — $99/yr →

Cancel anytime · Auto-files your protest packet for 2027, 2028, 2029…