What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 76534 are overassessed?

30.7% of homes in Temple ZIP 76534 (203 of 661 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 76534?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 76534 property tax overassessment report

30.7% of homes in Temple ZIP 76534 (203 of 661 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $251,017.

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661

Homes in ZIP

203

Flagged as overassessed

30.7%

$57,513

Avg overage / home

$230,417

Typical value

~$136/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 76534

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XXXX SUNSHINE RD	4,455	2023	$1,526,668	$605,880	$920,788	152%	$18,324
5XXX HACKBERRY RD	4,397	2025	$1,363,277	$597,992	$765,285	128%	$15,229
1XXXX FM 1123	5,130	2021	$1,302,007	$697,680	$604,327	86.6%	$12,026
1XXXX FM 1123	2,528	2021	$835,907	$343,808	$492,099	143.1%	$9,793
1XXXX FM 1123 RD	2,735	2023	$853,828	$371,960	$481,868	129.5%	$9,589
1XXXX SHADY HILL LN	4,760	2008	$1,069,239	$647,360	$421,879	65.2%	$8,395
1XXXX LANDFILL RD	2,901	2025	$776,656	$394,536	$382,120	96.9%	$7,604
1XXXX ROMBERG RD	1,957	2023	$645,911	$266,152	$379,759	142.7%	$7,557
1XXXX ROMBERG RD	2,362	2022	$672,041	$321,232	$350,809	109.2%	$6,981
2XXXX VILAS RD	2,333	2019	$660,586	$317,288	$343,298	108.2%	$6,832
1XXXX FM 2268	2,272	2019	$649,825	$308,992	$340,833	110.3%	$6,783
1XXXX FM 2268	1,903	2019	$592,136	$258,808	$333,328	128.8%	$6,633
1XXXX FM 2268	2,186	2019	$618,304	$297,296	$321,008	108%	$6,388
1XXXX SHADY HILL LN	2,600	2015	$672,808	$353,600	$319,208	90.3%	$6,352
1XXXX FM 2268	2,511	2022	$659,445	$341,496	$317,949	93.1%	$6,327
1XXXX HONEY RIDGE DR	2,728	2025	$679,900	$371,008	$308,892	83.3%	$6,147
1XXXX MILLS LN	2,423	2008	$636,052	$329,528	$306,524	93%	$6,100
1XXXX STAG RD	2,829	2015	$690,242	$384,744	$305,498	79.4%	$6,079
1XXXX DONAHOE RD	2,292	2004	$602,455	$311,712	$290,743	93.3%	$5,786
1XXXX KRAUSE RD	3,278	2014	$732,463	$445,808	$286,655	64.3%	$5,704
1XXXX FM 2268	1,910	2019	$545,189	$259,760	$285,429	109.9%	$5,680
1XXXX VILAS RD	2,768	2024	$660,622	$376,448	$284,174	75.5%	$5,655
1XXXX ROBERTS RD	2,106	2023	$563,306	$286,416	$276,890	96.7%	$5,510
1XXXX SHADY HILL LN	2,196	2019	$572,121	$298,656	$273,465	91.6%	$5,442
1XXXX STATE HIGHWAY 95	2,869	1992	$663,014	$390,184	$272,830	69.9%	$5,429

Data: HCAD public records, Bell County, ZIP 76534. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

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The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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