What is a property tax appeal?

A property tax appeal (also called a protest in Texas) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (ARB), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas, and you can protest again every year. Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $99, one time, for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. You keep 100% of your savings every year. Ownwell keeps a 25-35% contingency on whatever you save and O'Connor keeps about half, meaning a $2,461 reduction costs you roughly $615-$1,230 every year forever. We charge $99 once and keep nothing.

What percent of homes in ZIP 37203 are overassessed?

20.6% of homes in Temple ZIP 37203 (29 of 141 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on HCAD public records.

How do I protest my property taxes in Temple ZIP 37203?

File a Notice of Protest with Bell CAD by May 15 each year. Bring 3-5 comparable sales from your immediate area to your ARB hearing. 2026 deadline has passed — next protest window is April-May 2027.

Bell County · Temple

ZIP 37203 property tax overassessment report

20.6% of homes in Temple ZIP 37203 (29 of 141 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $28,851.

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141

Homes in ZIP

Flagged as overassessed

20.6%

$46,272

Avg overage / home

$296,261

Typical value

~$153/sqft

Bell County · over-assessed homes overpay year-round

Next: Bell CAD 2027 values mail late March-April. Protest deadline: May 15, 2027.

Bell County guide →

Top 25 most overassessed homes in 37203

Addresses anonymized. Pulled directly from HCAD public records. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Market val	Expected	Overage	% over	$/yr
1XXXX KUYKENDALL MOUNTAIN RD	2,032	2022	$547,698	$310,896	$236,802	76.2%	$4,712
1XXX KING RANCH RD	2,598	2022	$606,529	$397,494	$209,035	52.6%	$4,160
1XXX PALMER VW	3,896	2001	$800,770	$596,088	$204,682	34.3%	$4,073
1XX LARCHMONT DR	1,242	1947	$375,740	$190,026	$185,714	97.7%	$3,696
1XXX MISTY PASTURE WAY	3,056	2022	$640,472	$467,568	$172,904	37%	$3,441
4XXX JOE BOZON DR	2,382	2018	$517,794	$364,446	$153,348	42.1%	$3,052
1XX SHADY GROVE CT	2,984	1978	$599,877	$456,552	$143,325	31.4%	$2,852
1XXX BALD EAGLE DR	2,310	2021	$488,734	$353,430	$135,304	38.3%	$2,693
3XXX LOVING COVE	4,145	2006	$758,035	$634,185	$123,850	19.5%	$2,465
8XX JUSTIN CT	1,829	2002	$376,682	$279,837	$96,845	34.6%	$1,927
2XXX TOWNE NORTH DR	1,292	1976	$277,942	$197,676	$80,266	40.6%	$1,597
1XXXX PURO ORO DR	2,764	1999	$491,750	$422,892	$68,858	16.3%	$1,370
1XXX NIGHTHAWK TRL	2,056	2021	$382,534	$314,568	$67,966	21.6%	$1,353
5XX MONROE JACKSON ST	1,791	2023	$340,202	$274,023	$66,179	24.2%	$1,317
7XXX PALLADIUM LOOP	3,172	2022	$549,042	$485,316	$63,726	13.1%	$1,268
4XX NUTMEG AVE	1,622	2014	$311,681	$248,166	$63,515	25.6%	$1,264
6XXX UNIVERSITY VILLAGE WAY	2,065	2014	$374,056	$315,945	$58,111	18.4%	$1,156
1XXXX CHAPALA WAY	901	1971	$194,920	$137,853	$57,067	41.4%	$1,136
1XXX CURLEW LN	1,533	2022	$286,989	$234,549	$52,440	22.4%	$1,044
9XXX BIG GERONIMO ST	2,272	1977	$399,970	$347,616	$52,354	15.1%	$1,042
9XXX LA JUNTA	2,454	2017	$423,110	$375,462	$47,648	12.7%	$948
6XXX VALLEY QUEEN	976	1984	$193,270	$149,328	$43,942	29.4%	$874
8XXX PORTOBELLO WAY	1,764	2021	$309,450	$269,892	$39,558	14.7%	$787
6XXX SHIRAZ WAY	1,973	2022	$340,860	$301,869	$38,991	12.9%	$776
5XXX DANIEL WAY	1,514	2021	$270,180	$231,642	$38,538	16.6%	$767

Data: HCAD public records, Bell County, ZIP 37203. Addresses anonymized to protect privacy; full data is public record under Texas Public Information Act. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

The 2026 protest deadline has passed, but BellCounty will publish fresh 2027 values next April. Lock in $99/yr monitoring now and we'll auto-build your iFile-ready packet the moment your new value drops.

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