What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 34786 are overassessed?

22.8% of homes in Windermere ZIP 34786 (1,297 of 5,687 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Windermere ZIP 34786?

File Form DR-486 with the Orange County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Orange County · Windermere

ZIP 34786 property tax overassessment report

22.8% of homes in Windermere ZIP 34786 (1,297 of 5,687 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $7,873,525.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

5,687

Homes in ZIP

1,297

Flagged as overassessed

22.8%

$705,880

Avg overage / home

$1,015,326

Typical value

~$287/sqft

Your Orange County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Orange filing guide →

Top 25 most overassessed homes in 34786

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
9XXX GREEN ISLAND CV	3,621	1986	$4,562,510	$1,039,227	$3,523,283	339%	$30,300
9XXX CHESTNUT RIDGE DR	5,217	1995	$4,846,750	$1,497,279	$3,349,471	223.7%	$28,805
5XXX FAIRWAY OAKS DR	5,927	1991	$4,738,262	$1,701,049	$3,037,213	178.5%	$26,120
5XXX LATROBE DR	7,045	2004	$4,880,760	$2,021,915	$2,858,845	141.4%	$24,586
5XXX MONTERREY CLUB CT	6,665	2003	$4,725,550	$1,912,855	$2,812,695	147%	$24,189
9XXX CHESTNUT RIDGE DR	5,402	1990	$4,323,490	$1,550,374	$2,773,116	178.9%	$23,849
9XXX LAUREL VALLEY DR	7,491	1987	$4,903,985	$2,149,917	$2,754,068	128.1%	$23,685
5XXX ISLEWORTH COUNTRY CLUB DR	7,255	2001	$4,829,630	$2,082,185	$2,747,445	132%	$23,628
6XXX DEACON CIR	7,940	1994	$4,961,690	$2,278,780	$2,682,910	117.7%	$23,073
6XXX DEACON CIR	6,440	1988	$4,517,440	$1,848,280	$2,669,160	144.4%	$22,955
1XXXX LAKE BUTLER BLVD	7,650	2012	$4,841,410	$2,195,550	$2,645,860	120.5%	$22,754
5XXX ISLEWORTH COUNTRY CLUB DR	6,956	2007	$4,641,600	$1,996,372	$2,645,228	132.5%	$22,749
5XXX ISLEWORTH COUNTRY CLUB DR	7,991	2003	$4,904,350	$2,293,417	$2,610,933	113.8%	$22,454
5XXX ISLEWORTH COUNTRY CLUB DR	5,629	1992	$4,219,110	$1,615,523	$2,603,587	161.2%	$22,391
1XXXX PARK AVE	5,612	1956	$4,200,320	$1,610,644	$2,589,676	160.8%	$22,271
1XXXX LAKE BUTLER BLVD	8,051	1996	$4,836,700	$2,310,637	$2,526,063	109.3%	$21,724
1XXXX LAKE BUTLER BLVD	7,125	2021	$4,553,460	$2,044,875	$2,508,585	122.7%	$21,574
1XXXX LAKE BUTLER BLVD	7,820	2011	$4,705,250	$2,244,340	$2,460,910	109.6%	$21,164
1XXXX LAKE BUTLER BLVD	5,747	1999	$4,077,960	$1,649,389	$2,428,571	147.2%	$20,886
5XXX ISLEWORTH COUNTRY CLUB DR	6,030	1991	$4,122,750	$1,730,610	$2,392,140	138.2%	$20,572
6XXX DEACON CIR	6,553	1991	$4,252,080	$1,880,711	$2,371,369	126.1%	$20,394
5XXX ISLEWORTH COUNTRY CLUB DR	5,503	2000	$3,944,940	$1,579,361	$2,365,579	149.8%	$20,344
5XXX LATROBE DR	4,922	1990	$3,751,250	$1,412,614	$2,338,636	165.6%	$20,112
7XX W 2ND AVE	5,737	2013	$3,981,400	$1,646,519	$2,334,881	141.8%	$20,080
6XXX DEACON CIR	6,851	2002	$4,280,420	$1,966,237	$2,314,183	117.7%	$19,902

Data: FL DOR 2025 Final NAL roll, Orange County, ZIP 34786. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when OrangeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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