What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 34102 are overassessed?

38% of homes in Naples ZIP 34102 (2,885 of 7,602 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Naples ZIP 34102?

File Form DR-486 with the Collier County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Collier County · Naples

ZIP 34102 property tax overassessment report

38% of homes in Naples ZIP 34102 (2,885 of 7,602 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $16,376,847.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

7,602

Homes in ZIP

2,885

Flagged as overassessed

38%

$660,064

Avg overage / home

$1,360,860

Typical value

~$670/sqft

Your Collier County deadline

TRIM mailing: Aug 21, 2026 · VAB petition due: Sept 15, 2026

Collier filing guide →

Top 25 most overassessed homes in 34102

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXX 3RD ST S	504	1964	$4,384,290	$337,680	$4,046,610	1198.4%	$34,801
1XX 7TH AVE N	1,702	1966	$4,934,855	$1,140,340	$3,794,515	332.8%	$32,633
1XX 16TH AVE S	1,828	1950	$4,804,153	$1,224,760	$3,579,393	292.3%	$30,783
3XX 7TH AVE N	2,062	1967	$4,910,603	$1,381,540	$3,529,063	255.4%	$30,350
7X BROAD AVE S	1,770	1940	$4,628,135	$1,185,900	$3,442,235	290.3%	$29,603
1XX 7TH AVE N	2,458	1967	$4,950,612	$1,646,860	$3,303,752	200.6%	$28,412
4XX 3RD AVE N	1,440	1966	$4,186,930	$964,800	$3,222,130	334%	$27,710
9XX 6TH ST S	1,096	1945	$3,881,173	$734,320	$3,146,853	428.5%	$27,063
1XXX GORDON DR	2,785	1954	$4,957,511	$1,865,950	$3,091,561	165.7%	$26,587
1XXX IXORA DR	2,262	1967	$4,576,559	$1,515,540	$3,061,019	202%	$26,325
1XX 3RD ST N	1,683	1950	$4,188,471	$1,127,610	$3,060,861	271.4%	$26,323
2XXX LANTERN LN	2,538	1956	$4,751,897	$1,700,460	$3,051,437	179.4%	$26,242
1XXX SHEEPSHEAD DR	1,974	1969	$4,285,772	$1,322,580	$2,963,192	224%	$25,483
6XX GULF SHORE BLVD N	1,791	1957	$4,132,507	$1,199,970	$2,932,537	244.4%	$25,220
6XX LAKE DR	1,296	1958	$3,793,028	$868,320	$2,924,708	336.8%	$25,152
1XXX 3RD ST S	2,617	1960	$4,665,942	$1,753,390	$2,912,552	166.1%	$25,048
5XX PALM CIR W	2,074	1956	$4,277,200	$1,389,580	$2,887,620	207.8%	$24,834
3XX BROAD AVE N	3,195	1954	$4,998,533	$2,140,650	$2,857,883	133.5%	$24,578
5XX 16TH AVE S	2,628	1978	$4,605,282	$1,760,760	$2,844,522	161.6%	$24,463
5XX PALM CIR E	2,083	1968	$4,216,252	$1,395,610	$2,820,642	202.1%	$24,258
2XX 11TH AVE S	2,458	1950	$4,462,176	$1,646,860	$2,815,316	171%	$24,212
3XX 6TH ST N	2,269	1956	$4,323,520	$1,520,230	$2,803,290	184.4%	$24,108
2XXX FORREST LN	2,692	1972	$4,591,222	$1,803,640	$2,787,582	154.6%	$23,973
1XXX HURRICANE HARBOR LN	3,177	1966	$4,887,987	$2,128,590	$2,759,397	129.6%	$23,731
5XX 21ST AVE S	3,147	1971	$4,863,008	$2,108,490	$2,754,518	130.6%	$23,689

Data: FL DOR 2025 Final NAL roll, Collier County, ZIP 34102. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when CollierCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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