What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 33884 are overassessed?

16.1% of homes in Winter Haven ZIP 33884 (1,773 of 10,980 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Winter Haven ZIP 33884?

File Form DR-486 with the Polk County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Polk County · Winter Haven

ZIP 33884 property tax overassessment report

16.1% of homes in Winter Haven ZIP 33884 (1,773 of 10,980 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,715,212.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

10,980

Homes in ZIP

1,773

Flagged as overassessed

16.1%

$112,489

Avg overage / home

$286,631

Typical value

~$107/sqft

Your Polk County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Polk filing guide →

Top 25 most overassessed homes in 33884

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XXX LAKE ELOISE DR W	19,165	2024	$4,079,952	$2,050,655	$2,029,297	99%	$17,452
1XXX LAKE ELOISE DR	9,389	1970	$2,407,697	$1,004,623	$1,403,074	139.7%	$12,066
1XXX N LAKE ELOISE DR	9,136	2005	$2,369,225	$977,552	$1,391,673	142.4%	$11,968
1XXX ELOISE LOOP RD	15,589	2024	$3,040,711	$1,668,023	$1,372,688	82.3%	$11,805
1XXX LAKE ELOISE DR N	11,051	2017	$2,515,649	$1,182,457	$1,333,192	112.7%	$11,465
1XXX N LAKE ELOISE DR	16,595	2006	$3,098,479	$1,775,665	$1,322,814	74.5%	$11,376
1XXX LAKE ELOISE DR N	9,256	2006	$2,310,648	$990,392	$1,320,256	133.3%	$11,354
5X LAKEWOOD CSWY	8,950	1929	$2,248,451	$957,650	$1,290,801	134.8%	$11,101
2XXX LAKE ELOISE DR N	16,928	2008	$3,063,920	$1,811,296	$1,252,624	69.2%	$10,773
1 SKIDMORE RD	7,931	1991	$1,981,565	$848,617	$1,132,948	133.5%	$9,743
9XX LAKE ELOISE TER W	10,333	2022	$2,195,884	$1,105,631	$1,090,253	98.6%	$9,376
2XXX PARTRIDGE DR	9,095	1995	$2,029,385	$973,165	$1,056,220	108.5%	$9,083
2XXX LAKE ELOISE DR N	9,320	2018	$2,022,841	$997,240	$1,025,601	102.8%	$8,820
1XXX ELOISE LOOP RD	5,911	1997	$1,619,641	$632,477	$987,164	156.1%	$8,490
1XXX ELOISE LOOP RD	9,041	2008	$1,884,894	$967,387	$917,507	94.8%	$7,891
1XXX ELOISE LOOP RD	9,352	2000	$1,891,666	$1,000,664	$891,002	89%	$7,663
2XXX LAKE ELOISE DR N	6,839	1980	$1,618,768	$731,773	$886,995	121.2%	$7,628
1XXX LAKE ELOISE DR N	4,780	2014	$1,393,494	$511,460	$882,034	172.5%	$7,585
2XXX WYNDSOR OAKS WAY	9,103	2022	$1,815,601	$974,021	$841,580	86.4%	$7,238
1X LAKE ELOISE LN	8,345	2010	$1,727,479	$892,915	$834,564	93.5%	$7,177
6XXX ELOISE LOOP RD	6,982	2007	$1,574,703	$747,074	$827,629	110.8%	$7,118
2XXX WYNDSOR OAKS WAY	9,110	2020	$1,762,992	$974,770	$788,222	80.9%	$6,779
2XXX PARTRIDGE DR	8,646	1989	$1,710,592	$925,122	$785,470	84.9%	$6,755
6XXX WINTERSET GARDENS RD	5,783	1995	$1,388,531	$618,781	$769,750	124.4%	$6,620
2XXX WYNDSOR OAKS WAY	8,740	2024	$1,702,456	$935,180	$767,276	82%	$6,599

Data: FL DOR 2025 Final NAL roll, Polk County, ZIP 33884. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PolkCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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