What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 33609 are overassessed?

26.7% of homes in Tampa ZIP 33609 (1,931 of 7,224 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Tampa ZIP 33609?

File Form DR-486 with the Hillsborough County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Hillsborough County · Tampa

ZIP 33609 property tax overassessment report

26.7% of homes in Tampa ZIP 33609 (1,931 of 7,224 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $7,622,909.

Check my address (free) →Hillsborough County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

7,224

Homes in ZIP

1,931

Flagged as overassessed

26.7%

$459,029

Avg overage / home

$703,210

Typical value

~$282/sqft

Your Hillsborough County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Hillsborough filing guide →

Top 25 most overassessed homes in 33609

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
5XXX S SHORE CREST CIR	2,584	1951	$4,401,789	$728,688	$3,673,101	504.1%	$31,589
4X W SPANISH MAIN ST	5,590	2018	$4,744,457	$1,576,380	$3,168,077	201%	$27,245
3X S TREASURE DR	5,172	1996	$4,571,030	$1,458,504	$3,112,526	213.4%	$26,768
4X W SPANISH MAIN ST	5,851	2004	$4,710,942	$1,649,982	$3,060,960	185.5%	$26,324
5XXX W NEPTUNE WAY	6,531	1997	$4,884,353	$1,841,742	$3,042,611	165.2%	$26,166
3X W SPANISH MAIN ST	5,979	2017	$4,662,564	$1,686,078	$2,976,486	176.5%	$25,598
3X SANDPIPER RD	2,504	2022	$3,604,070	$706,128	$2,897,942	410.4%	$24,922
5XXX NEPTUNE WAY	4,167	1978	$3,985,823	$1,175,094	$2,810,729	239.2%	$24,172
4XX S ROYAL PALM WAY	8,010	2011	$4,862,204	$2,258,820	$2,603,384	115.3%	$22,389
1X S TREASURE DR	6,554	2009	$4,440,385	$1,848,228	$2,592,157	140.3%	$22,293
5XXX W NEPTUNE WAY	7,494	2019	$4,688,313	$2,113,308	$2,575,005	121.8%	$22,145
5XXX W NEPTUNE WAY	6,227	2021	$4,303,410	$1,756,014	$2,547,396	145.1%	$21,908
3X W SPANISH MAIN ST	6,986	2007	$4,474,849	$1,970,052	$2,504,797	127.1%	$21,541
4XX S ROYAL PALM WAY	7,378	1925	$4,582,265	$2,080,596	$2,501,669	120.2%	$21,514
8XX S BAYSIDE DR	6,950	1925	$4,387,596	$1,959,900	$2,427,696	123.9%	$20,878
4XXX W AZEELE ST	6,888	2021	$4,369,332	$1,942,416	$2,426,916	124.9%	$20,871
4X W SPANISH MAIN ST	5,307	2015	$3,886,085	$1,496,574	$2,389,511	159.7%	$20,550
8XX GROVE PARK AVE	8,596	2023	$4,806,259	$2,424,072	$2,382,187	98.3%	$20,487
2X W SPANISH MAIN ST	5,639	2017	$3,938,051	$1,590,198	$2,347,853	147.6%	$20,192
2X S TREASURE DR	6,793	2006	$4,245,899	$1,915,626	$2,330,273	121.6%	$20,040
3X W SPANISH MAIN ST	6,220	2000	$4,079,105	$1,754,040	$2,325,065	132.6%	$19,996
2X SANDPIPER RD	5,786	2020	$3,955,065	$1,631,652	$2,323,413	142.4%	$19,981
2X S TREASURE DR	2,438	1950	$2,999,962	$687,516	$2,312,446	336.3%	$19,887
9 S TREASURE DR	5,951	2007	$3,984,861	$1,678,182	$2,306,679	137.5%	$19,837
5XXX W NEPTUNE WAY	6,246	2008	$4,063,670	$1,761,372	$2,302,298	130.7%	$19,800

Data: FL DOR 2025 Final NAL roll, Hillsborough County, ZIP 33609. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when HillsboroughCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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