What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 33549 are overassessed?

22.7% of homes in Lutz ZIP 33549 (1,026 of 4,529 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Lutz ZIP 33549?

File Form DR-486 with the Hillsborough County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Hillsborough County · Lutz

ZIP 33549 property tax overassessment report

22.7% of homes in Lutz ZIP 33549 (1,026 of 4,529 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,234,048.

Check my address (free) →Hillsborough County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

4,529

Homes in ZIP

1,026

Flagged as overassessed

22.7%

$139,858

Avg overage / home

$439,688

Typical value

~$172/sqft

Your Hillsborough County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Hillsborough filing guide →

Top 25 most overassessed homes in 33549

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XX BELLAMERE PALMS CT	7,817	2009	$4,012,071	$1,344,524	$2,667,547	198.4%	$22,941
1XXXX N 41 HWY	8,876	2014	$2,727,559	$1,526,672	$1,200,887	78.7%	$10,328
1XXXX FRENCH LN	4,323	2022	$1,725,731	$743,556	$982,175	132.1%	$8,447
1XXXX KELL ESTATES LN	12,141	2012	$3,061,912	$2,088,252	$973,660	46.6%	$8,373
1XXXX HANNA RD	7,053	2012	$2,079,121	$1,213,116	$866,005	71.4%	$7,448
1XXXX MIDAS LN	7,210	2020	$2,025,619	$1,240,120	$785,499	63.3%	$6,755
1XXXX EMERALD COVE DR	5,861	2009	$1,769,433	$1,008,092	$761,341	75.5%	$6,548
1XXXX NATURE WOOD DR	9,258	2009	$2,288,623	$1,592,376	$696,247	43.7%	$5,988
4XX PINE BLUFF DR	5,457	2007	$1,631,040	$938,604	$692,436	73.8%	$5,955
1XXXX ROYAL EAGLE LN	8,185	2022	$2,076,106	$1,407,820	$668,286	47.5%	$5,747
3XX GRANDE GROVE CT	9,644	2012	$2,322,232	$1,658,768	$663,464	40%	$5,706
1XXXX ROYAL EAGLE LN	6,323	2022	$1,711,454	$1,087,556	$623,898	57.4%	$5,366
6XX DEBUEL RD	3,651	2003	$1,246,783	$627,972	$618,811	98.5%	$5,322
1XXXX EMERALD COVE DR	7,944	2013	$1,970,258	$1,366,368	$603,890	44.2%	$5,193
1XXX CLEMENT RD	1,579	1946	$853,547	$271,588	$581,959	214.3%	$5,005
1XXXX ROYAL EAGLE LN	4,846	2019	$1,391,297	$833,512	$557,785	66.9%	$4,797
1XXXX FALLOWFIELD DR	2,832	2007	$1,023,273	$487,104	$536,169	110.1%	$4,611
1XXXX EAGLE CREST DR	4,442	2005	$1,296,683	$764,024	$532,659	69.7%	$4,581
1XXXX ROYAL EAGLE LN	4,525	2024	$1,296,837	$778,300	$518,537	66.6%	$4,459
1XXX RYAN DR	2,548	1987	$951,834	$438,256	$513,578	117.2%	$4,417
2XXX VANDERVORT RD	1,491	1962	$760,847	$256,452	$504,395	196.7%	$4,338
1XXXX LIVINGSTON AVE	1,824	1997	$808,818	$313,728	$495,090	157.8%	$4,258
1XXXX N US HIGHWAY 41	4,871	2023	$1,322,659	$837,812	$484,847	57.9%	$4,170
1XXXX MIDAS LN	5,185	2018	$1,365,291	$891,820	$473,471	53.1%	$4,072
1XXXX GUAVA TREE LN	6,938	2023	$1,661,064	$1,193,336	$467,728	39.2%	$4,022

Data: FL DOR 2025 Final NAL roll, Hillsborough County, ZIP 33549. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when HillsboroughCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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