What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32766 are overassessed?

21.1% of homes in Chuluota ZIP 32766 (1,113 of 5,271 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Chuluota ZIP 32766?

File Form DR-486 with the Seminole County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Seminole County · Chuluota

ZIP 32766 property tax overassessment report

21.1% of homes in Chuluota ZIP 32766 (1,113 of 5,271 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,200,276.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

5,271

Homes in ZIP

1,113

Flagged as overassessed

21.1%

$125,397

Avg overage / home

$536,052

Typical value

~$213/sqft

Your Seminole County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Seminole filing guide →

Top 25 most overassessed homes in 32766

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXX BLUEWATER RUN	9,625	2015	$4,941,106	$2,050,125	$2,890,981	141%	$24,862
3XXX KINGFISHER PT	9,944	2008	$3,622,700	$2,118,072	$1,504,628	71%	$12,940
3XXX KINGFISHER PT	16,251	2012	$4,894,474	$3,461,463	$1,433,011	41.4%	$12,324
3XXX KINGFISHER PT	9,837	2008	$3,402,158	$2,095,281	$1,306,877	62.4%	$11,239
1XXX BLUEWATER RUN	5,614	2006	$2,501,559	$1,195,782	$1,305,777	109.2%	$11,230
3XXX KINGFISHER PT	4,734	2021	$2,150,137	$1,008,342	$1,141,795	113.2%	$9,819
3XXX KINGFISHER PT	5,476	2014	$2,303,701	$1,166,388	$1,137,313	97.5%	$9,781
1XXX BLUEWATER RUN	7,580	2006	$2,723,369	$1,614,540	$1,108,829	68.7%	$9,536
1XXX BLUEWATER RUN	9,519	2008	$3,086,794	$2,027,547	$1,059,247	52.2%	$9,110
7XX OLD CHULUOTA RD	2,066	1968	$1,441,522	$440,058	$1,001,464	227.6%	$8,613
3XXX KINGFISHER PT	3,866	2003	$1,771,002	$823,458	$947,544	115.1%	$8,149
3XXX KINGFISHER PT	6,814	2004	$2,375,440	$1,451,382	$924,058	63.7%	$7,947
1XXX BLUEWATER RUN	4,245	2006	$1,826,844	$904,185	$922,659	102%	$7,935
3XXX KINGFISHER PT	6,326	2004	$2,245,873	$1,347,438	$898,435	66.7%	$7,727
1XXX BLUEWATER RUN	3,767	2004	$1,697,883	$802,371	$895,512	111.6%	$7,701
7XX MILLS ESTATE PL	7,230	2007	$2,432,560	$1,539,990	$892,570	58%	$7,676
1XXX BLUEWATER RUN	7,162	2023	$2,395,929	$1,525,506	$870,423	57.1%	$7,486
3XXX KINGFISHER PT	4,603	2023	$1,825,535	$980,439	$845,096	86.2%	$7,268
1XXX BLUEWATER RUN	6,398	2015	$2,187,790	$1,362,774	$825,016	60.5%	$7,095
3XXX KINGFISHER PT	7,365	2005	$2,348,318	$1,568,745	$779,573	49.7%	$6,704
5XX LAKE MILLS RD	5,323	2018	$1,860,465	$1,133,799	$726,666	64.1%	$6,249
3XXX KINGFISHER PT	4,806	2005	$1,743,749	$1,023,678	$720,071	70.3%	$6,193
1XXX BLUEWATER RUN	6,195	2010	$2,026,977	$1,319,535	$707,442	53.6%	$6,084
3XXX KINGFISHER PT	5,706	2004	$1,888,845	$1,215,378	$673,467	55.4%	$5,792
1XXX BLUEWATER RUN	6,324	2005	$2,017,846	$1,347,012	$670,834	49.8%	$5,769

Data: FL DOR 2025 Final NAL roll, Seminole County, ZIP 32766. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when SeminoleCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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