What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32765 are overassessed?

17.7% of homes in Oviedo ZIP 32765 (3,401 of 19,254 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Oviedo ZIP 32765?

File Form DR-486 with the Seminole County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Seminole County · Oviedo

ZIP 32765 property tax overassessment report

17.7% of homes in Oviedo ZIP 32765 (3,401 of 19,254 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $2,362,753.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

19,254

Homes in ZIP

3,401

Flagged as overassessed

17.7%

$80,782

Avg overage / home

$453,764

Typical value

~$208/sqft

Your Seminole County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Seminole filing guide →

Top 25 most overassessed homes in 32765

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XXX TUSKAWILLA RD	10,307	2002	$4,282,212	$2,143,856	$2,138,356	99.7%	$18,390
2XXX TUSKAWILLA RD	6,948	2007	$3,057,032	$1,445,184	$1,611,848	111.5%	$13,862
2XXX TUSKAWILLA RD	6,785	1984	$2,933,740	$1,411,280	$1,522,460	107.9%	$13,093
2XXX TUSKAWILLA RD	5,100	1988	$2,259,620	$1,060,800	$1,198,820	113%	$10,310
2XXX TUSKAWILLA RD	8,747	1989	$3,015,497	$1,819,376	$1,196,121	65.7%	$10,287
2XXX TUSKAWILLA RD	4,145	2000	$2,014,718	$862,160	$1,152,558	133.7%	$9,912
4XXX GABRIELLA LN	1,610	1959	$1,165,013	$334,880	$830,133	247.9%	$7,139
4XXX GABRIELLA LN	3,230	2017	$1,452,056	$671,840	$780,216	116.1%	$6,710
5XXX DOUBLE R LN	3,122	1989	$1,427,555	$649,376	$778,179	119.8%	$6,692
3XXX SCRUB OAK TRL	3,342	2013	$1,431,536	$695,136	$736,400	105.9%	$6,333
4XXX GABRIELLA LN	8,581	2003	$2,478,057	$1,784,848	$693,209	38.8%	$5,962
2XXX JESLAN CT	1,188	1993	$936,353	$247,104	$689,249	278.9%	$5,928
4XX CAROLYN DR	4,234	1984	$1,506,585	$880,672	$625,913	71.1%	$5,383
5XXX HOMETOWN CT	5,180	1999	$1,629,785	$1,077,440	$552,345	51.3%	$4,750
1XXX BROOKS LN	3,155	1968	$1,202,142	$656,240	$545,902	83.2%	$4,695
8XX LONG LAKE DR	5,053	2002	$1,557,274	$1,051,024	$506,250	48.2%	$4,354
8XXX GOLDEN HAWK CV	4,539	2013	$1,449,831	$944,112	$505,719	53.6%	$4,349
7XX LONG LAKE DR	5,197	1994	$1,544,098	$1,080,976	$463,122	42.8%	$3,983
6XX LONG LAKE DR	7,326	2013	$1,966,883	$1,523,808	$443,075	29.1%	$3,810
8XXX GOLDEN HAWK CV	3,917	1995	$1,252,417	$814,736	$437,681	53.7%	$3,764
7XX LONG LAKE DR	5,647	2002	$1,598,890	$1,174,576	$424,314	36.1%	$3,649
6XX LONG LAKE DR	3,512	2000	$1,128,484	$730,496	$397,988	54.5%	$3,423
1XX HILLCREST DR	4,674	1952	$1,366,121	$972,192	$393,929	40.5%	$3,388
1XX LONG ACRES LN	3,500	2020	$1,120,548	$728,000	$392,548	53.9%	$3,376
2XXX ORANGE ST	2,299	2004	$869,424	$478,192	$391,232	81.8%	$3,365

Data: FL DOR 2025 Final NAL roll, Seminole County, ZIP 32765. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when SeminoleCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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