What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32746 are overassessed?

23.5% of homes in Lake Mary ZIP 32746 (3,472 of 14,744 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Lake Mary ZIP 32746?

File Form DR-486 with the Seminole County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Seminole County · Lake Mary

ZIP 32746 property tax overassessment report

23.5% of homes in Lake Mary ZIP 32746 (3,472 of 14,744 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $3,811,772.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

14,744

Homes in ZIP

3,472

Flagged as overassessed

23.5%

$127,658

Avg overage / home

$470,885

Typical value

~$208/sqft

Your Seminole County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Seminole filing guide →

Top 25 most overassessed homes in 32746

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XX EVANSDALE RD	11,588	2023	$4,719,327	$2,410,304	$2,309,023	95.8%	$19,858
1XXX W LAKE MARY BLVD	8,319	2012	$3,825,285	$1,730,352	$2,094,933	121.1%	$18,016
1XXX W LAKE MARY BLVD	7,595	2001	$2,832,343	$1,579,760	$1,252,583	79.3%	$10,772
5XXX MARKHAM WOODS RD	6,295	1982	$2,391,853	$1,309,360	$1,082,493	82.7%	$9,309
1XXX BRIDGEWATER DR	12,317	2004	$3,640,952	$2,561,936	$1,079,016	42.1%	$9,280
3XX SADDLEWORTH PL	15,111	1995	$4,212,301	$3,143,088	$1,069,213	34%	$9,195
1XXX BRIDGEWATER DR	10,791	2004	$3,268,691	$2,244,528	$1,024,163	45.6%	$8,808
3XX EVANSDALE RD	5,199	2019	$2,070,018	$1,081,392	$988,626	91.4%	$8,502
1XXX BRIDGEWATER DR	9,429	2006	$2,909,148	$1,961,232	$947,916	48.3%	$8,152
1XXX BRIDGEWATER DR	8,915	2001	$2,800,739	$1,854,320	$946,419	51%	$8,139
3XX EVANSDALE RD	3,985	2023	$1,759,754	$828,880	$930,874	112.3%	$8,006
1XXX BRIDGEWATER DR	9,457	2004	$2,897,203	$1,967,056	$930,147	47.3%	$7,999
2XX SHILOH CV	7,240	2007	$2,368,495	$1,505,920	$862,575	57.3%	$7,418
2XX SHILOH CV	8,529	2006	$2,619,701	$1,774,032	$845,669	47.7%	$7,273
2XX SHILOH CV	11,089	2006	$3,090,689	$2,306,512	$784,177	34%	$6,744
3XXX FARM BELL PL	5,467	2015	$1,909,675	$1,137,136	$772,539	67.9%	$6,644
2XX SHADY OAKS CIR	4,971	2020	$1,778,974	$1,033,968	$745,006	72.1%	$6,407
1XXX BRIDGEWATER DR	5,330	2005	$1,852,590	$1,108,640	$743,950	67.1%	$6,398
3XXX S STILLWOOD LN	8,658	2024	$2,542,431	$1,800,864	$741,567	41.2%	$6,377
1XX CALM WATER CV	4,201	2019	$1,596,699	$873,808	$722,891	82.7%	$6,217
1XXX OCALI CV	5,522	2015	$1,870,452	$1,148,576	$721,876	62.8%	$6,208
6XXX MARKHAM WOODS RD	5,350	2014	$1,832,686	$1,112,800	$719,886	64.7%	$6,191
1XXX OCALI CV	5,522	2016	$1,865,912	$1,148,576	$717,336	62.5%	$6,169
1XXX BRACKENHURST PL	4,894	2023	$1,729,316	$1,017,952	$711,364	69.9%	$6,118
1XXX BRIDGEWATER DR	8,760	2003	$2,532,619	$1,822,080	$710,539	39%	$6,111

Data: FL DOR 2025 Final NAL roll, Seminole County, ZIP 32746. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when SeminoleCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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