What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32738 are overassessed?

21.5% of homes in Deltona ZIP 32738 (3,791 of 17,660 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Deltona ZIP 32738?

File Form DR-486 with the Volusia County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Volusia County · Deltona

ZIP 32738 property tax overassessment report

21.5% of homes in Deltona ZIP 32738 (3,791 of 17,660 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,486,058.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

17,660

Homes in ZIP

3,791

Flagged as overassessed

21.5%

$45,581

Avg overage / home

$281,507

Typical value

~$180/sqft

Your Volusia County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Volusia filing guide →

Top 25 most overassessed homes in 32738

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XXX LAKE ST	7,849	2008	$1,990,553	$1,412,820	$577,733	40.9%	$4,969
3XXX BUTLER RIDGE RD	2,333	2020	$957,400	$419,940	$537,460	128%	$4,622
2XXX APALOOSA TR	1,672	2021	$733,248	$300,960	$432,288	143.6%	$3,718
3XXX BUTLER RIDGE RD	3,603	2005	$1,070,560	$648,540	$422,020	65.1%	$3,629
2XX MITNIK DR	1,898	1992	$749,807	$341,640	$408,167	119.5%	$3,510
2XX WILBURTON DR	1,436	1987	$634,130	$258,480	$375,650	145.3%	$3,231
1XX WILD HORSE RUN	3,904	2004	$1,065,153	$702,720	$362,433	51.6%	$3,117
3XXX RIVERHEAD DR	1,665	2024	$637,431	$299,700	$337,731	112.7%	$2,904
3XXX VINYARD CIR	3,360	2009	$933,465	$604,800	$328,665	54.3%	$2,827
3XXX GULFPORT AVE	1,984	1986	$674,462	$357,120	$317,342	88.9%	$2,729
3XXX TRADE ST	2,881	2002	$834,942	$518,580	$316,362	61%	$2,721
3XXX BUTLER RIDGE RD	2,030	2004	$675,603	$365,400	$310,203	84.9%	$2,668
3XX MITNIK DR	1,751	2002	$617,536	$315,180	$302,356	95.9%	$2,600
3XXX LAKE HELEN OSTEEN RD	4,047	2014	$1,027,297	$728,460	$298,837	41%	$2,570
3XXX BUTLER RIDGE RD	2,548	2007	$749,804	$458,640	$291,164	63.5%	$2,504
2XXX LAKE ST	3,404	2022	$897,611	$612,720	$284,891	46.5%	$2,450
3XXX BUTLER RIDGE RD	2,258	2004	$681,415	$406,440	$274,975	67.7%	$2,365
1XXX SWISS LN	1,260	1980	$500,275	$226,800	$273,475	120.6%	$2,352
3XX SHERYL DR	1,643	1986	$568,086	$295,740	$272,346	92.1%	$2,342
4XX MITNIK DR	2,857	2005	$770,383	$514,260	$256,123	49.8%	$2,203
2XXX OLD TRAIN RD	748	2009	$384,792	$134,640	$250,152	185.8%	$2,151
1XX LUSH LN	1,751	2017	$562,772	$315,180	$247,592	78.6%	$2,129
1XX LUSH LN	2,489	2007	$691,394	$448,020	$243,374	54.3%	$2,093
1XXX N SR 415	1,500	1985	$503,987	$270,000	$233,987	86.7%	$2,012
1XX BETHEL OAKS LN	3,064	2006	$784,517	$551,520	$232,997	42.2%	$2,004

Data: FL DOR 2025 Final NAL roll, Volusia County, ZIP 32738. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when VolusiaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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