What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32720 are overassessed?

32.8% of homes in Deland ZIP 32720 (294 of 896 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Deland ZIP 32720?

File Form DR-486 with the Lake County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Lake County · Deland

ZIP 32720 property tax overassessment report

32.8% of homes in Deland ZIP 32720 (294 of 896 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $279,926.

Check my address (free) →Lake County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

896

Homes in ZIP

294

Flagged as overassessed

32.8%

$110,713

Avg overage / home

$169,618

Typical value

~$113/sqft

Your Lake County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Lake filing guide →

Top 25 most overassessed homes in 32720

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
3XXXX CHIPPEWA AVE	4,184	1986	$1,632,430	$472,792	$1,159,638	245.3%	$9,973
4XXXX INDIAN MOUND TRL	1,377	1992	$948,603	$155,601	$793,002	509.6%	$6,820
3XXXX STATE ROAD 44	1,800	1999	$852,351	$203,400	$648,951	319.1%	$5,581
4XXXX BEAR LAKE BLVD	1,860	1986	$667,659	$210,180	$457,479	217.7%	$3,934
3XXXX PONDEROSA AVE	2,332	1999	$717,304	$263,516	$453,788	172.2%	$3,903
3XXXX STATE ROAD 44	672	1972	$525,907	$75,936	$449,971	592.6%	$3,870
3XXXX PONDEROSA AVE	2,030	2002	$585,704	$229,390	$356,314	155.3%	$3,064
4XXXX MEADOWBROOK RD	3,974	1982	$792,812	$449,062	$343,750	76.5%	$2,956
3XXXX PONDEROSA AVE	2,881	1995	$665,573	$325,553	$340,020	104.4%	$2,924
3XXXX TOMAHAWK TRL	1,922	2001	$524,564	$217,186	$307,378	141.5%	$2,643
3XXXX FULLERVILLE RD	3,264	2008	$674,736	$368,832	$305,904	82.9%	$2,631
3XXXX CHIPPEWA AVE	1,918	2006	$519,647	$216,734	$302,913	139.8%	$2,605
4XXXX TREE FARM LN	1,847	2022	$478,865	$208,711	$270,154	129.4%	$2,323
3XXXX BIGFOOT WAY	1,473	1996	$425,681	$166,449	$259,232	155.7%	$2,229
2XXXX FULLERVILLE RD	1,404	1998	$410,634	$158,652	$251,982	158.8%	$2,167
3XXXX PONDEROSA AVE	2,520	2017	$532,381	$284,760	$247,621	87%	$2,130
3XXXX CHIPPEWA AVE	1,945	2021	$458,717	$219,785	$238,932	108.7%	$2,055
3XXXX PONDEROSA AVE	2,593	1993	$528,092	$293,009	$235,083	80.2%	$2,022
4XXXX NATCHEZ ST	1,596	2021	$412,861	$180,348	$232,513	128.9%	$2,000
4XXXX CHOCTAW ST	1,921	1996	$445,110	$217,073	$228,037	105.1%	$1,961
2XXXX FULLERVILLE RD	1,888	2022	$436,301	$213,344	$222,957	104.5%	$1,917
4XXXX LAKE TRACY DR	2,424	2023	$490,280	$273,912	$216,368	79%	$1,861
3XXXX PONDEROSA AVE	2,558	2006	$504,377	$289,054	$215,323	74.5%	$1,852
3XXXX PONDEROSA AVE	2,252	2018	$467,063	$254,476	$212,587	83.5%	$1,828
3XXXX STATE ROAD 44	2,096	2004	$448,546	$236,848	$211,698	89.4%	$1,821

Data: FL DOR 2025 Final NAL roll, Lake County, ZIP 32720. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when LakeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

Check my address →