What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32702 are overassessed?

32% of homes in Altoona ZIP 32702 (241 of 754 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Altoona ZIP 32702?

File Form DR-486 with the Lake County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Lake County · Altoona

ZIP 32702 property tax overassessment report

32% of homes in Altoona ZIP 32702 (241 of 754 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $290,702.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

754

Homes in ZIP

241

Flagged as overassessed

32%

$140,259

Avg overage / home

$191,683

Typical value

~$125/sqft

Your Lake County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Lake filing guide →

Top 25 most overassessed homes in 32702

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXXX MCCALL RD	1,805	2000	$1,200,458	$225,625	$974,833	432.1%	$8,384
4XXXX NFS 61B	1,000	1995	$746,828	$125,000	$621,828	497.5%	$5,348
5XXXX RAILROAD GRADE RD	1,450	1936	$749,743	$181,250	$568,493	313.7%	$4,889
4XXXX CARRIE LN	720	2021	$597,714	$90,000	$507,714	564.1%	$4,366
2XXXX SE 150TH ST	1,344	1964	$669,714	$168,000	$501,714	298.6%	$4,315
4XXXX DOCTORS COVE RD	2,394	2005	$797,520	$299,250	$498,270	166.5%	$4,285
4XXXX HAWKINS RD	2,152	1980	$716,167	$269,000	$447,167	166.2%	$3,846
3XXXX SE 97TH ST	3,619	2017	$894,284	$452,375	$441,909	97.7%	$3,800
1XXXX W LAKE DORR RD	2,012	2001	$678,237	$251,500	$426,737	169.7%	$3,670
1XXXX RAVENSWOOD RD	2,575	2002	$741,189	$321,875	$419,314	130.3%	$3,606
1XXXX MISTY WOODS RD	1,212	1997	$558,071	$151,500	$406,571	268.4%	$3,497
1XXXX W LAKE DORR RD	1,765	2004	$590,271	$220,625	$369,646	167.5%	$3,179
1XXXX W LAKE DORR RD	2,517	2003	$680,036	$314,625	$365,411	116.1%	$3,143
4XXXX CROSS COUNTRY BLVD	2,649	2015	$688,480	$331,125	$357,355	107.9%	$3,073
1XXXX MCCALL RD	2,014	1978	$585,436	$251,750	$333,686	132.5%	$2,870
1XXXX E ALTOONA RD	1,838	1986	$548,488	$229,750	$318,738	138.7%	$2,741
1XXXX DORR RD	3,108	2014	$706,783	$388,500	$318,283	81.9%	$2,737
5XX E 3RD AVE	2,828	2004	$667,425	$353,500	$313,925	88.8%	$2,700
4XXXX CROSS COUNTRY BLVD	2,025	2006	$564,316	$253,125	$311,191	122.9%	$2,676
1XXXX RAVENSWOOD RD	1,926	1989	$550,433	$240,750	$309,683	128.6%	$2,663
1XXXX BOYS RANCH RD	2,568	2024	$624,819	$321,000	$303,819	94.6%	$2,613
4XXXX STATE ROAD 19	1,456	1984	$475,788	$182,000	$293,788	161.4%	$2,527
1XXXX DEMKO RD	1,519	1990	$481,314	$189,875	$291,439	153.5%	$2,506
4XXXX DUPREE RD	528	2000	$356,195	$66,000	$290,195	439.7%	$2,496
1XXXX DORR RD	1,792	1991	$511,920	$224,000	$287,920	128.5%	$2,476

Data: FL DOR 2025 Final NAL roll, Lake County, ZIP 32702. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when LakeCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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