What is a property tax appeal?

A property tax appeal (also called a protest) is a formal process where you challenge your county appraisal district's assessed value of your home. In Texas, you file a protest with your county's Appraisal Review Board (ARB), present evidence that your home is overvalued, and the ARB issues a ruling.

What's the deadline to file a property tax protest in Texas?

In Texas, the deadline to file a property tax protest is May 15, 2026 (or 30 days after your appraisal notice is mailed, whichever is later). There are no extensions.

How much can I save by appealing my property taxes?

Texas homeowners who appeal save an average of $774 per year. Success rates range from 80-91% when homeowners bring comparable sales evidence.

What percent of homes in ZIP 32640 are overassessed?

31.6% of homes in Hawthorne ZIP 32640 (1,520 of 4,805 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Hawthorne ZIP 32640?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Hawthorne

ZIP 32640 property tax overassessment report

31.6% of homes in Hawthorne ZIP 32640 (1,520 of 4,805 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,227,221.

Check your address →Putnam County guide

4,805

Homes in ZIP

1,520

Flagged as overassessed

31.6%

$93,882

Avg overage / home

$191,613

Typical value

~$120/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32640

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
3XX STAR LAKE DR	2,792	2003	$1,502,549	$335,040	$1,167,509	348.5%	$10,041
5XX LAKE SUSAN RD	870	1996	$1,169,680	$104,400	$1,065,280	1020.4%	$9,161
2XX STAR LAKE DR	1,710	2005	$1,063,730	$205,200	$858,530	418.4%	$7,383
1XX BAKERS ACRES DR	2,268	2014	$1,089,620	$272,160	$817,460	300.4%	$7,030
1XX GILLETTS RD	1,200	2008	$950,200	$144,000	$806,200	559.9%	$6,933
4XX N STATE RD 21	2,198	2007	$1,039,680	$263,760	$775,920	294.2%	$6,673
1XX KARRIE WAY	1,872	2003	$996,040	$224,640	$771,400	343.4%	$6,634
1XX ORANGE LN	3,136	2003	$1,063,120	$376,320	$686,800	182.5%	$5,906
2XX LAKE SUSAN RD	2,647	2017	$965,960	$317,640	$648,320	204.1%	$5,576
1XXX BADEN POWELL RD	3,642	2019	$988,370	$437,040	$551,330	126.2%	$4,741
2XX N STATE RD 21	4,117	2006	$1,037,330	$494,040	$543,290	110%	$4,672
2XX HERMAN DR	1,082	1955	$670,860	$129,840	$541,020	416.7%	$4,653
1XX LAKE MASON TRL	1,315	1964	$695,900	$157,800	$538,100	341%	$4,628
1XX LONG LAKE RD	1,383	1964	$634,670	$165,960	$468,710	282.4%	$4,031
2XXXX SE 122ND LN	785	2009	$529,632	$94,200	$435,432	462.2%	$3,745
1XX DEPOT RD	3,750	2017	$880,550	$450,000	$430,550	95.7%	$3,703
1XX ORANGE LN	3,131	1969	$782,160	$375,720	$406,440	108.2%	$3,495
1XX SHORE LN	1,444	2002	$576,960	$173,280	$403,680	233%	$3,472
1XXXX S COUNTY RD 325	1,350	1984	$559,532	$162,000	$397,532	245.4%	$3,419
1XX CLEARWATER LAKE RD	836	1979	$485,520	$100,320	$385,200	384%	$3,313
6XX N STATE RD 21	2,520	1980	$687,140	$302,400	$384,740	127.2%	$3,309
1XX BAKERS ACRES DR	1,296	1995	$537,764	$155,520	$382,244	245.8%	$3,287
1XXX COUNTY RD 20A	895	1990	$487,920	$107,400	$380,520	354.3%	$3,272
6XX LAKE SUSAN RD	2,829	2006	$719,920	$339,480	$380,440	112.1%	$3,272
1XX WYOMING ST	1,033	2019	$502,780	$123,960	$378,820	305.6%	$3,258

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32640. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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