What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32570 are overassessed?

29.2% of homes in Milton ZIP 32570 (2,897 of 9,905 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Milton ZIP 32570?

File Form DR-486 with the Santa Rosa County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Santa Rosa County · Milton

ZIP 32570 property tax overassessment report

29.2% of homes in Milton ZIP 32570 (2,897 of 9,905 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,175,795.

Check my address (free) →Santa Rosa County guide

★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

9,905

Homes in ZIP

2,897

Flagged as overassessed

29.2%

$47,194

Avg overage / home

$217,375

Typical value

~$102/sqft

Your Santa Rosa County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Santa Rosa filing guide →

Top 25 most overassessed homes in 32570

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
6XXX PINE TERRACE CIR	5,398	1975	$1,187,436	$550,596	$636,840	115.7%	$5,477
5XXX BAKER RD	9,016	2020	$1,500,758	$919,632	$581,126	63.2%	$4,998
6XXX BEAUDRY LN	5,811	1998	$1,070,634	$592,722	$477,912	80.6%	$4,110
4XXX KOLB RD	3,975	1999	$833,652	$405,450	$428,202	105.6%	$3,683
5XXX SUNFLOWER AVE	2,196	1974	$579,903	$223,992	$355,911	158.9%	$3,061
7XXX LOBLOLLY LN	5,281	2015	$879,352	$538,662	$340,690	63.2%	$2,930
6XXX KEMBRO RD	2,202	2007	$547,361	$224,604	$322,757	143.7%	$2,776
4XXX DUCKS ROOST LN	3,215	1983	$627,319	$327,930	$299,389	91.3%	$2,575
8XXX HUTCHINS RD	3,944	1977	$685,457	$402,288	$283,169	70.4%	$2,435
7XXX RANCHERS COVE TRL	3,748	2023	$654,158	$382,296	$271,862	71.1%	$2,338
5XXX BRIGHT MEADOWS RD	3,719	1997	$647,516	$379,338	$268,178	70.7%	$2,306
9XXX COLDWATER WAY	2,692	2022	$529,550	$274,584	$254,966	92.9%	$2,193
6XXX MARTIN RD	3,122	2017	$570,699	$318,444	$252,255	79.2%	$2,169
5XXX BERRYHILL RD	1,972	1962	$434,348	$201,144	$233,204	115.9%	$2,006
5XXX WILLARD NORRIS RD	4,650	1968	$698,385	$474,300	$224,085	47.2%	$1,927
6XXX MARTIN RD	4,629	1998	$695,160	$472,158	$223,002	47.2%	$1,918
8XXX WHITING FIELD CIR	2,810	2023	$495,175	$286,620	$208,555	72.8%	$1,794
1XXX CHRISTMAS TREE RD	1,596	2017	$370,693	$162,792	$207,901	127.7%	$1,788
5XXX HAPPY HOLLOW DR	4,508	1999	$665,476	$459,816	$205,660	44.7%	$1,769
7XXX RANCHERS COVE TRL	3,850	2017	$597,226	$392,700	$204,526	52.1%	$1,759
7XXX KAVANAUGH RD	2,872	2013	$494,750	$292,944	$201,806	68.9%	$1,736
5XXX WILLARD NORRIS RD	1,763	1965	$377,279	$179,826	$197,453	109.8%	$1,698
5XXX WILLARD NORRIS RD	4,056	1998	$611,156	$413,712	$197,444	47.7%	$1,698
5XXX BRIGHT MEADOWS RD	3,608	1991	$564,925	$368,016	$196,909	53.5%	$1,693
5XXX CLEAR CREEK RD	2,510	1983	$449,421	$256,020	$193,401	75.5%	$1,663

Data: FL DOR 2025 Final NAL roll, Santa Rosa County, ZIP 32570. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when Santa RosaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

Check my address →