What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32566 are overassessed?

16% of homes in Navarre ZIP 32566 (2,474 of 15,464 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Navarre ZIP 32566?

File Form DR-486 with the Santa Rosa County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Santa Rosa County · Navarre

ZIP 32566 property tax overassessment report

16% of homes in Navarre ZIP 32566 (2,474 of 15,464 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $8,214,447.

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15,464

Homes in ZIP

2,474

Flagged as overassessed

16%

$386,083

Avg overage / home

$387,649

Typical value

~$175/sqft

Your Santa Rosa County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

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Top 25 most overassessed homes in 32566

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
7XXX GULF BLVD	7,239	2024	$4,476,587	$1,266,825	$3,209,762	253.4%	$27,604
8XXX GULF BLVD	6,642	2023	$4,319,450	$1,162,350	$3,157,100	271.6%	$27,151
7XXX GULF BLVD	6,661	2011	$4,159,571	$1,165,675	$2,993,896	256.8%	$25,748
8XXX GULF BLVD	6,464	2024	$3,979,408	$1,131,200	$2,848,208	251.8%	$24,495
7XXX GULF BLVD	6,891	2023	$4,030,881	$1,205,925	$2,824,956	234.3%	$24,295
8XXX GULF BLVD	3,915	2019	$3,282,682	$685,125	$2,597,557	379.1%	$22,339
7XXX GULF BLVD	5,144	1984	$3,484,535	$900,200	$2,584,335	287.1%	$22,225
7XXX GULF BLVD	5,517	2024	$3,397,607	$965,475	$2,432,132	251.9%	$20,916
8XXX GULF BLVD	5,843	2018	$3,371,620	$1,022,525	$2,349,095	229.7%	$20,202
1XXX CAPTAIN'S CV	2,048	1935	$2,659,917	$358,400	$2,301,517	642.2%	$19,793
7XXX GULF BLVD	4,614	2020	$2,967,894	$807,450	$2,160,444	267.6%	$18,580
7XXX GULF BLVD	4,998	2018	$3,033,736	$874,650	$2,159,086	246.9%	$18,568
7XXX GULF BLVD	4,834	2021	$2,950,552	$845,950	$2,104,602	248.8%	$18,100
7XXX GULF BLVD	4,115	2006	$2,813,022	$720,125	$2,092,897	290.6%	$17,999
8XXX GULF BLVD	4,546	2007	$2,883,745	$795,550	$2,088,195	262.5%	$17,958
7XXX GULF BLVD	3,561	1997	$2,688,232	$623,175	$2,065,057	331.4%	$17,759
7XXX GULF BLVD	4,525	2022	$2,839,961	$791,875	$2,048,086	258.6%	$17,614
7XXX GULF BLVD	4,789	1996	$2,746,050	$838,075	$1,907,975	227.7%	$16,409
8XXX GULF BLVD	3,391	2003	$2,488,214	$593,425	$1,894,789	319.3%	$16,295
7XXX GULF BLVD	4,039	2023	$2,596,851	$706,825	$1,890,026	267.4%	$16,254
8XXX GULF BLVD	3,333	2016	$2,468,515	$583,275	$1,885,240	323.2%	$16,213
7XXX GULF BLVD	4,528	2017	$2,664,405	$792,400	$1,872,005	236.2%	$16,099
7XXX GULF BLVD	4,451	2014	$2,583,150	$778,925	$1,804,225	231.6%	$15,516
7XXX GULF BLVD	4,008	2000	$2,503,841	$701,400	$1,802,441	257%	$15,501
7XXX GULF BLVD	3,107	1997	$2,298,347	$543,725	$1,754,622	322.7%	$15,090

Data: FL DOR 2025 Final NAL roll, Santa Rosa County, ZIP 32566. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when Santa RosaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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