What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32564 are overassessed?

32.3% of homes in Holt ZIP 32564 (20 of 62 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Holt ZIP 32564?

File Form DR-486 with the Santa Rosa County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Santa Rosa County · Holt

ZIP 32564 property tax overassessment report

32.3% of homes in Holt ZIP 32564 (20 of 62 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $12,693.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

Homes in ZIP

Flagged as overassessed

32.3%

$73,799

Avg overage / home

$177,234

Typical value

~$86/sqft

Your Santa Rosa County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Santa Rosa filing guide →

Top 21 most overassessed homes in 32564

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXXX SWIFT HARDY RD	4,401	2023	$583,511	$378,486	$205,025	54.2%	$1,763
1XXXX WILDLIFE RD	1,568	2021	$272,097	$134,848	$137,249	101.8%	$1,180
1XXXX JOHNNY PARKER RD	1,938	2024	$280,575	$166,668	$113,907	68.3%	$980
1XXXX WILDLIFE RD	2,128	2022	$291,064	$183,008	$108,056	59%	$929
6XXX PINE TOP RD	2,676	2008	$335,387	$230,136	$105,251	45.7%	$905
1XXXX WILDLIFE RD	2,754	2024	$335,106	$236,844	$98,262	41.5%	$845
7XXX TEE DON RD	1,850	2001	$240,457	$159,100	$81,357	51.1%	$700
7XXX REMER RD	1,170	2023	$179,584	$100,620	$78,964	78.5%	$679
1XXXX HWY 90	2,260	2022	$269,616	$194,360	$75,256	38.7%	$647
1XXXX BRYANT BRIDGE RD	2,624	1977	$288,995	$225,664	$63,331	28.1%	$545
7XXX LEONARD BARNES RD	1,656	2009	$205,208	$142,416	$62,792	44.1%	$540
1XXXX INDIAN FORD RD	2,715	2004	$291,331	$233,490	$57,841	24.8%	$497
8XXX DEATON BRIDGE RD	3,050	2007	$315,771	$262,300	$53,471	20.4%	$460
9XXX PLEASANT HOME RD	3,186	1990	$326,984	$273,996	$52,988	19.3%	$456
1XXXX BUD BASS RD	2,138	2020	$233,054	$183,868	$49,186	26.8%	$423
1XXXX AMMON HOFFMAN LN	2,517	1975	$258,745	$216,462	$42,283	19.5%	$364
9XXX PLEASANT HOME RD	1,071	2003	$132,351	$92,106	$40,245	43.7%	$346
1XXXX COOPER RD	1,738	2021	$185,074	$149,468	$35,606	23.8%	$306
7XXX LEONARD BARNES RD	1,216	2023	$120,451	$104,576	$15,875	15.2%	$137
1XXXX MELODY LN	840	2018	$80,596	$72,240	$8,356	11.6%	$72
9XXX PLEASANT HOME RD	840	2023	$79,646	$72,240	$7,406	10.3%	$64

Data: FL DOR 2025 Final NAL roll, Santa Rosa County, ZIP 32564. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when Santa RosaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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