What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32547 are overassessed?

19.9% of homes in Ft Walton Beach ZIP 32547 (2,251 of 11,294 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Ft Walton Beach ZIP 32547?

File Form DR-486 with the Okaloosa County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Okaloosa County · Ft Walton Beach

ZIP 32547 property tax overassessment report

19.9% of homes in Ft Walton Beach ZIP 32547 (2,251 of 11,294 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $2,598,615.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

11,294

Homes in ZIP

2,251

Flagged as overassessed

19.9%

$134,236

Avg overage / home

$302,919

Typical value

~$147/sqft

Your Okaloosa County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Okaloosa filing guide →

Top 25 most overassessed homes in 32547

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XX MOONEY RD NE	6,350	2019	$2,587,717	$933,450	$1,654,267	177.2%	$14,227
1XXX LEWIS TURNER BLVD	1,000	1990	$1,741,205	$147,000	$1,594,205	1084.5%	$13,710
1XXX TWIN BAY DR	8,688	1991	$2,870,923	$1,277,136	$1,593,787	124.8%	$13,707
2XX MOONEY RD	6,438	1992	$2,238,051	$946,386	$1,291,665	136.5%	$11,108
1XX ELDREDGE RD	4,352	1992	$1,912,276	$639,744	$1,272,532	198.9%	$10,944
5XX POCAHONTAS DR	5,024	1974	$2,002,886	$738,528	$1,264,358	171.2%	$10,873
1XX BEACH DR	8,366	2012	$2,354,227	$1,229,802	$1,124,425	91.4%	$9,670
1XXX TREEPOINT DR	6,149	2004	$2,018,187	$903,903	$1,114,284	123.3%	$9,583
2XX LAFITTE CRES	4,763	2014	$1,744,689	$700,161	$1,044,528	149.2%	$8,983
2XX NE SOUTH ST	3,685	2002	$1,562,964	$541,695	$1,021,269	188.5%	$8,783
5XX MOONEY RD	4,891	2022	$1,726,033	$718,977	$1,007,056	140.1%	$8,661
2XX HARRIS RD	8,002	1977	$2,183,037	$1,176,294	$1,006,743	85.6%	$8,658
6XX CINCO TERRACE LN	4,301	2023	$1,620,710	$632,247	$988,463	156.3%	$8,501
6XX CROWDER CT	6,941	2005	$2,003,334	$1,020,327	$983,007	96.3%	$8,454
9XX BEACHVIEW DR	4,008	2010	$1,562,962	$589,176	$973,786	165.3%	$8,375
1XXX BEACHVIEW DR	5,544	2006	$1,775,331	$814,968	$960,363	117.8%	$8,259
1XX MONAHAN DR	4,719	2024	$1,593,866	$693,693	$900,173	129.8%	$7,741
2XX MOONEY RD	6,637	1994	$1,875,328	$975,639	$899,689	92.2%	$7,737
9XX POCAHONTAS DR	5,810	2000	$1,749,638	$854,070	$895,568	104.9%	$7,702
1XXX TWIN BAY DR	7,040	2015	$1,896,561	$1,034,880	$861,681	83.3%	$7,410
2XX BEACHVIEW DR	4,242	2014	$1,440,064	$623,574	$816,490	130.9%	$7,022
2XX BEACHVIEW DR NE	3,893	2019	$1,379,808	$572,271	$807,537	141.1%	$6,945
2XX BEACHVIEW DR	3,737	2010	$1,355,823	$549,339	$806,484	146.8%	$6,936
9XX BEACHVIEW DR NE	5,361	2006	$1,585,357	$788,067	$797,290	101.2%	$6,857
1XXX BEACHVIEW DR	4,743	1977	$1,491,857	$697,221	$794,636	114%	$6,834

Data: FL DOR 2025 Final NAL roll, Okaloosa County, ZIP 32547. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when OkaloosaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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