What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32514 are overassessed?

25% of homes in Pensacola ZIP 32514 (3,078 of 12,304 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Pensacola ZIP 32514?

File Form DR-486 with the Escambia County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Escambia County · Pensacola

ZIP 32514 property tax overassessment report

25% of homes in Pensacola ZIP 32514 (3,078 of 12,304 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,740,737.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

12,304

Homes in ZIP

3,078

Flagged as overassessed

25%

$65,761

Avg overage / home

$243,844

Typical value

~$118/sqft

Your Escambia County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Escambia filing guide →

Top 25 most overassessed homes in 32514

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
9XXX NORIEGA DR	10,701	1945	$2,664,858	$1,262,718	$1,402,140	111%	$12,058
9XXX UTOPIA DR	13,042	2020	$2,851,996	$1,538,956	$1,313,040	85.3%	$11,292
8XXX UNIVERSITY PKWY	10,503	1996	$2,497,988	$1,239,354	$1,258,634	101.6%	$10,824
9XXX NORIEGA DR	9,000	2019	$2,301,763	$1,062,000	$1,239,763	116.7%	$10,662
9XXX NORIEGA DR	7,860	2020	$2,040,392	$927,480	$1,112,912	120%	$9,571
1XXXX NORIEGA DR	8,165	2024	$2,036,007	$963,470	$1,072,537	111.3%	$9,224
9XXX SCENIC HWY	7,058	2004	$1,900,323	$832,844	$1,067,479	128.2%	$9,180
8XXX SCENIC HWY	11,112	1996	$2,333,351	$1,311,216	$1,022,135	78%	$8,790
3XXX PELICAN LN	7,860	2011	$1,905,083	$927,480	$977,603	105.4%	$8,407
9XXX SCENIC HWY	8,741	2019	$1,866,828	$1,031,438	$835,390	81%	$7,184
2XXX MACKEY KEY DR	10,298	2006	$1,985,026	$1,215,164	$769,862	63.4%	$6,621
1XXXX CHEMSTRAND RD	8,260	2024	$1,731,860	$974,680	$757,180	77.7%	$6,512
3XXX PELICAN LN	5,509	2007	$1,364,799	$650,062	$714,737	109.9%	$6,147
9XXX NORIEGA DR	5,525	2021	$1,322,461	$651,950	$670,511	102.8%	$5,766
3XXX MACKEY COVE DR	6,472	1994	$1,392,749	$763,696	$629,053	82.4%	$5,410
5XXX AVOCET LN	5,559	2016	$1,279,478	$655,962	$623,516	95.1%	$5,362
5XXX AVOCET LN	6,828	2006	$1,409,435	$805,704	$603,731	74.9%	$5,192
9XXX SCENIC HWY	5,755	2005	$1,268,570	$679,090	$589,480	86.8%	$5,070
3XXX MACKEY COVE DR	6,222	1986	$1,274,836	$734,196	$540,640	73.6%	$4,650
8XXX SCENIC HWY	4,216	2024	$995,188	$497,488	$497,700	100%	$4,280
5XXX AVOCET LN	5,200	2006	$1,098,006	$613,600	$484,406	78.9%	$4,166
3XXX MACKEY COVE RD	7,126	1987	$1,315,177	$840,868	$474,309	56.4%	$4,079
4XXX CURLEW DR	5,693	2004	$1,135,540	$671,774	$463,766	69%	$3,988
3XXX BAYSWATER DR	6,371	2004	$1,215,441	$751,778	$463,663	61.7%	$3,988
1XXXX NORIEGA LN	5,552	1991	$1,108,615	$655,136	$453,479	69.2%	$3,900

Data: FL DOR 2025 Final NAL roll, Escambia County, ZIP 32514. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when EscambiaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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