What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32502 are overassessed?

30.7% of homes in Pensacola ZIP 32502 (685 of 2,230 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Pensacola ZIP 32502?

File Form DR-486 with the Escambia County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Escambia County · Pensacola

ZIP 32502 property tax overassessment report

30.7% of homes in Pensacola ZIP 32502 (685 of 2,230 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,229,411.

Check my address (free) →Escambia County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

2,230

Homes in ZIP

685

Flagged as overassessed

30.7%

$208,693

Avg overage / home

$337,444

Typical value

~$193/sqft

Your Escambia County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Escambia filing guide →

Top 25 most overassessed homes in 32502

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1X WHARF AVE	7,105	2008	$4,266,520	$1,371,265	$2,895,255	211.1%	$24,899
4XX S PALAFOX ST	8,979	1900	$3,322,230	$1,732,947	$1,589,283	91.7%	$13,668
7XX S PALAFOX ST PH	3,978	2017	$2,219,460	$767,754	$1,451,706	189.1%	$12,485
7XX S PALAFOX ST 4BC	3,691	2017	$2,095,808	$712,363	$1,383,445	194.2%	$11,898
1XX S 9TH AVE	4,883	2019	$2,057,315	$942,419	$1,114,896	118.3%	$9,588
4X PORT ROYAL WAY	5,102	2016	$2,044,782	$984,686	$1,060,096	107.7%	$9,117
3X PORT ROYAL WAY	5,314	1999	$2,076,760	$1,025,602	$1,051,158	102.5%	$9,040
4XX E ZARRAGOSSA ST	5,228	2015	$2,042,133	$1,009,004	$1,033,129	102.4%	$8,885
1XX S 9TH AVE	4,728	2019	$1,886,200	$912,504	$973,696	106.7%	$8,374
4X PORT ROYAL WAY	4,166	2022	$1,771,036	$804,038	$966,998	120.3%	$8,316
8XX S PALAFOX ST STE 200 N	8,149	2003	$2,444,456	$1,572,757	$871,699	55.4%	$7,497
1XX W MAIN ST 303	2,665	2015	$1,374,360	$514,345	$860,015	167.2%	$7,396
4XX E ZARRAGOSSA ST	5,000	1839	$1,816,149	$965,000	$851,149	88.2%	$7,320
7XX S PALAFOX ST 2C	2,339	2016	$1,299,760	$451,427	$848,333	187.9%	$7,296
7XX S PALAFOX ST 3C	2,339	2016	$1,299,760	$451,427	$848,333	187.9%	$7,296
3X PORT ROYAL WAY	4,327	2011	$1,682,329	$835,111	$847,218	101.4%	$7,286
4XX E ZARRAGOSSA ST	5,279	2015	$1,835,997	$1,018,847	$817,150	80.2%	$7,027
1XX S 9TH AVE	5,127	2019	$1,803,647	$989,511	$814,136	82.3%	$7,002
1 PORT ROYAL WAY	5,797	1984	$1,908,660	$1,118,821	$789,839	70.6%	$6,793
2XX INTENDENCIA ST	7,861	2020	$2,306,222	$1,517,173	$789,049	52%	$6,786
7XX S PALAFOX ST 2A	2,473	2016	$1,249,595	$477,289	$772,306	161.8%	$6,642
7XX S PALAFOX ST 3A	2,473	2016	$1,249,595	$477,289	$772,306	161.8%	$6,642
7XX S PALAFOX ST 4A	2,473	2017	$1,249,595	$477,289	$772,306	161.8%	$6,642
4XX E ZARRAGOSSA ST	5,154	1900	$1,756,292	$994,722	$761,570	76.6%	$6,550
1X S PALAFOX PL 205	1,297	2023	$1,001,284	$250,321	$750,963	300%	$6,458

Data: FL DOR 2025 Final NAL roll, Escambia County, ZIP 32502. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when EscambiaCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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