What is a property tax appeal?

A property tax appeal (also called a protest) is a formal process where you challenge your county appraisal district's assessed value of your home. In Texas, you file a protest with your county's Appraisal Review Board (ARB), present evidence that your home is overvalued, and the ARB issues a ruling.

What's the deadline to file a property tax protest in Texas?

In Texas, the deadline to file a property tax protest is May 15, 2026 (or 30 days after your appraisal notice is mailed, whichever is later). There are no extensions.

How much can I save by appealing my property taxes?

Texas homeowners who appeal save an average of $774 per year. Success rates range from 80-91% when homeowners bring comparable sales evidence.

What percent of homes in ZIP 32466 are overassessed?

38.1% of homes in Youngstown ZIP 32466 (678 of 1,778 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Youngstown ZIP 32466?

File Form DR-486 with the Bay County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Bay County · Youngstown

ZIP 32466 property tax overassessment report

38.1% of homes in Youngstown ZIP 32466 (678 of 1,778 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $382,397.

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1,778

Homes in ZIP

678

Flagged as overassessed

38.1%

$65,582

Avg overage / home

$153,283

Typical value

~$82/sqft

Your Bay County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Bay filing guide →

Top 25 most overassessed homes in 32466

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
SR 20 W	9,698	2023	$1,534,730	$795,236	$739,494	93%	$6,360
9XXX INDIAN BLUFF RD	3,245	2020	$632,390	$266,090	$366,300	137.7%	$3,150
9XXX INDIAN BLUFF RD	5,064	2013	$771,057	$415,248	$355,809	85.7%	$3,060
1XXXX DAVENPORT AVE	8,599	2019	$1,051,865	$705,118	$346,747	49.2%	$2,982
1XXXX RACETRACK RD	3,391	2007	$611,200	$278,062	$333,138	119.8%	$2,865
9XXX HWY 2301	3,195	1990	$532,592	$261,990	$270,602	103.3%	$2,327
9XXX LAKE FOREST DR	4,124	2011	$598,118	$338,168	$259,950	76.9%	$2,236
5XXX SHANNON CIR	2,835	2020	$487,077	$232,470	$254,607	109.5%	$2,190
9XXX INDIAN BLUFF RD	2,484	2022	$455,473	$203,688	$251,785	123.6%	$2,165
9XXX E HWY 388	6,415	2011	$776,340	$526,030	$250,310	47.6%	$2,153
7XXX SOUTHWOOD ST	2,487	2005	$450,439	$203,934	$246,505	120.9%	$2,120
1XXXX BLUE SPRINGS RD	3,990	2019	$565,788	$327,180	$238,608	72.9%	$2,052
8XXX DEERPOINT DR	1,966	2020	$386,876	$161,212	$225,664	140%	$1,941
8XXX DEERPOINT DR	1,409	1987	$340,752	$115,538	$225,214	194.9%	$1,937
1XXXX HWY 2301	2,698	1981	$433,533	$221,236	$212,297	96%	$1,826
6XXX KNOLLWOOD ST	1,642	1993	$342,468	$134,644	$207,824	154.4%	$1,787
1XXXX BLUE SPRINGS RD	3,364	2020	$480,877	$275,848	$205,029	74.3%	$1,763
9XXX DAVENPORT AVE	2,282	1978	$388,805	$187,124	$201,681	107.8%	$1,734
1XXXX GAINER RD	2,434	2003	$397,377	$199,588	$197,789	99.1%	$1,701
1XXXX VICKERY LN	3,400	2019	$475,644	$278,800	$196,844	70.6%	$1,693
4XXX BAY HEAD RD	2,942	2018	$429,952	$241,244	$188,708	78.2%	$1,623
5XXX INDIAN BLUFF DR	1,541	2016	$309,334	$126,362	$182,972	144.8%	$1,574
1XXXX RIVER ALLEY RD	2,342	2019	$373,599	$192,044	$181,555	94.5%	$1,561
1XXXX NW CRESTLINE RD	2,996	2022	$420,278	$245,672	$174,606	71.1%	$1,502
1XXXX W LINGER LONGER RD	1,572	2020	$303,265	$128,904	$174,361	135.3%	$1,500

Data: FL DOR 2025 Final NAL roll, Bay County, ZIP 32466. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when BayCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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