What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32439 are overassessed?

25.5% of homes in Freeport ZIP 32439 (1,891 of 7,403 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Freeport ZIP 32439?

File Form DR-486 with the Walton County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Walton County · Freeport

ZIP 32439 property tax overassessment report

25.5% of homes in Freeport ZIP 32439 (1,891 of 7,403 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $2,162,420.

Check my address (free) →Walton County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

7,403

Homes in ZIP

1,891

Flagged as overassessed

25.5%

$132,969

Avg overage / home

$337,154

Typical value

~$143/sqft

Your Walton County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Walton filing guide →

Top 25 most overassessed homes in 32439

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
E ST HWY 20	1,104	1952	$2,301,129	$157,872	$2,143,257	1357.6%	$18,432
1XX GEORGE ELLIS PT	4,876	1991	$2,756,479	$697,268	$2,059,211	295.3%	$17,709
7XX WHISPERING CREEK AVE	2,006	2019	$1,826,786	$286,858	$1,539,928	536.8%	$13,243
7X CLERMONT CV	6,485	2024	$2,403,431	$927,355	$1,476,076	159.2%	$12,694
2XX CLERMONT CV	3,836	2024	$1,776,636	$548,548	$1,228,088	223.9%	$10,562
GEORGE ELLIS PT	6,533	2024	$2,090,528	$934,219	$1,156,309	123.8%	$9,944
4XXX CO HWY 83A W	3,622	2023	$1,594,668	$517,946	$1,076,722	207.9%	$9,260
3X BAYVIEW DR	7,439	2020	$2,078,497	$1,063,777	$1,014,720	95.4%	$8,727
1XXX LAGRANGE RD	9,889	2021	$2,388,568	$1,414,127	$974,441	68.9%	$8,380
2XX GROVE LN	8,797	2002	$2,172,140	$1,257,971	$914,169	72.7%	$7,862
9X WAYDES LN	3,876	2019	$1,455,299	$554,268	$901,031	162.6%	$7,749
9XX BAY HARBOUR BLVD	5,045	2019	$1,584,103	$721,435	$862,668	119.6%	$7,419
2XXX E CO HWY 83A	2,849	1998	$1,243,226	$407,407	$835,819	205.2%	$7,188
2XX HOLLY POINT RD	5,085	2002	$1,559,664	$727,155	$832,509	114.5%	$7,160
8XX BAY HARBOUR BLVD	5,814	2016	$1,653,775	$831,402	$822,373	98.9%	$7,072
6XX MALLET BAYOU RD	4,609	2020	$1,436,755	$659,087	$777,668	118%	$6,688
9X BAY BREEZE DR	3,048	1984	$1,180,608	$435,864	$744,744	170.9%	$6,405
1XXX BAY GROVE RD	3,830	1994	$1,292,160	$547,690	$744,470	135.9%	$6,402
1XXX LAGRANGE RD	3,680	2023	$1,268,024	$526,240	$741,784	141%	$6,379
8X N SUNSET HBR	3,445	2020	$1,222,175	$492,635	$729,540	148.1%	$6,274
1XXX LAGRANGE RD	604	2002	$811,856	$86,372	$725,484	840%	$6,239
1XXX LAGRANGE RD	5,155	2008	$1,449,294	$737,165	$712,129	96.6%	$6,124
5XX HOLLY POINT RD	3,746	2005	$1,183,445	$535,678	$647,767	120.9%	$5,571
2XXX BAY GROVE RD	2,456	1953	$998,160	$351,208	$646,952	184.2%	$5,564
3XX GROVE LN	1,454	1996	$848,739	$207,922	$640,817	308.2%	$5,511

Data: FL DOR 2025 Final NAL roll, Walton County, ZIP 32439. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when WaltonCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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