What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32277 are overassessed?

19.8% of homes in Jacksonville ZIP 32277 (1,730 of 8,751 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32277?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32277 property tax overassessment report

19.8% of homes in Jacksonville ZIP 32277 (1,730 of 8,751 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $957,691.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

8,751

Homes in ZIP

1,730

Flagged as overassessed

19.8%

$64,370

Avg overage / home

$257,853

Typical value

~$130/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32277

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
8XXX FT CAROLINE RD	9,420	2024	$2,063,256	$1,224,600	$838,656	68.5%	$7,212
4XXX N UNIVERSITY BLVD	6,532	2004	$1,643,909	$849,160	$794,749	93.6%	$6,835
8XXX FT CAROLINE RD	5,109	1986	$1,440,632	$664,170	$776,462	116.9%	$6,678
5XXX JUSTINA CT	20,232	1964	$3,374,300	$2,630,160	$744,140	28.3%	$6,400
4XXX TOPROYAL LN	5,856	2017	$1,426,247	$761,280	$664,967	87.3%	$5,719
8XXX FT CAROLINE RD	4,201	1937	$1,199,259	$546,130	$653,129	119.6%	$5,617
4XXX TOPROYAL LN	6,876	2014	$1,436,851	$893,880	$542,971	60.7%	$4,670
8XXX FT CAROLINE RD	11,604	1992	$2,047,940	$1,508,520	$539,420	35.8%	$4,639
8XXX FORT CAROLINE RD	5,363	2016	$1,218,092	$697,190	$520,902	74.7%	$4,480
4XXX N UNIVERSITY BLVD	5,580	2004	$1,229,710	$725,400	$504,310	69.5%	$4,337
4XXX BOAT CLUB DR	4,703	2011	$1,092,247	$611,390	$480,857	78.6%	$4,135
5XXX RIVER PARK DR	2,633	1982	$818,856	$342,290	$476,566	139.2%	$4,098
7XXX TRAILS END	3,847	1970	$958,580	$500,110	$458,470	91.7%	$3,943
7XXX TRAILS END	4,280	1973	$997,925	$556,400	$441,525	79.4%	$3,797
3XXX WINDSONG PL	6,819	2023	$1,319,423	$886,470	$432,953	48.8%	$3,723
7XXX TRAILS END	5,667	1986	$1,158,652	$736,710	$421,942	57.3%	$3,629
4XXX N UNIVERSITY BLVD	4,163	2000	$957,841	$541,190	$416,651	77%	$3,583
8XXX FT CAROLINE RD	4,723	1983	$1,026,365	$613,990	$412,375	67.2%	$3,546
4XXX HEATH RD	2,992	1991	$793,119	$388,960	$404,159	103.9%	$3,476
6XXX N WHISPERING OAKS DR	7,457	1990	$1,370,880	$969,410	$401,470	41.4%	$3,453
4XXX TOWNSEND BLVD	4,511	1948	$987,283	$586,430	$400,853	68.4%	$3,447
3XXX SPINNAKER CT	6,040	1984	$1,174,558	$785,200	$389,358	49.6%	$3,348
4XXX BOAT CLUB DR	3,125	2000	$784,910	$406,250	$378,660	93.2%	$3,256
4XXX N UNIVERSITY BLVD	4,195	1997	$923,715	$545,350	$378,365	69.4%	$3,254
3XXX WINDSONG PL	3,223	2004	$795,083	$418,990	$376,093	89.8%	$3,234

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32277. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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