What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32226 are overassessed?

19.6% of homes in Jacksonville ZIP 32226 (1,591 of 8,136 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32226?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32226 property tax overassessment report

19.6% of homes in Jacksonville ZIP 32226 (1,591 of 8,136 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $2,294,366.

Check my address (free) →Duval County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

8,136

Homes in ZIP

1,591

Flagged as overassessed

19.6%

$167,685

Avg overage / home

$355,614

Typical value

~$143/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32226

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
9XXX HECKSCHER DR	5,323	2017	$1,997,311	$761,189	$1,236,122	162.4%	$10,631
1XXXX E SHARK RD	4,779	1987	$1,856,809	$683,397	$1,173,412	171.7%	$10,091
1XXXX YELLOW BLUFF RD	4,295	2007	$1,705,301	$614,185	$1,091,116	177.7%	$9,384
1XXXX GROVER RD	8,183	2006	$2,218,009	$1,170,169	$1,047,840	89.5%	$9,011
1XXXX WATERVILLE RD	4,401	2021	$1,560,354	$629,343	$931,011	147.9%	$8,007
9XXX HECKSCHER DR	5,275	2006	$1,668,602	$754,325	$914,277	121.2%	$7,863
5XXX HECKSCHER DR	3,736	1999	$1,357,493	$534,248	$823,245	154.1%	$7,080
3XXX SUNSET LANDING DR	8,764	2009	$2,065,094	$1,253,252	$811,842	64.8%	$6,982
9XXX HECKSCHER DR	7,084	2003	$1,814,646	$1,013,012	$801,634	79.1%	$6,894
7XXX RAMOTH DR	5,998	2015	$1,656,645	$857,714	$798,931	93.1%	$6,871
1XXXX YELLOW BLUFF RD	1,566	2002	$1,007,719	$223,938	$783,781	350%	$6,741
1XXXX HECKSCHER DR	5,252	2019	$1,534,772	$751,036	$783,736	104.4%	$6,740
1XXXX WATERVILLE RD	7,363	2003	$1,831,690	$1,052,909	$778,781	74%	$6,698
1XXXX WATERVILLE RD	5,470	2020	$1,559,852	$782,210	$777,642	99.4%	$6,688
5XXX SHEFFIELD RD	1,514	1963	$987,942	$216,502	$771,440	356.3%	$6,634
1XXXX HECKSCHER DR	2,789	2020	$1,136,723	$398,827	$737,896	185%	$6,346
1XXXX WATERVILLE RD	6,071	2018	$1,604,528	$868,153	$736,375	84.8%	$6,333
1XXXX SHELLCRACKER RD	4,065	1997	$1,302,676	$581,295	$721,381	124.1%	$6,204
1XXXX W SHARK RD	1,361	1992	$908,126	$194,623	$713,503	366.6%	$6,136
9XXX HECKSCHER DR	6,474	2009	$1,622,181	$925,782	$696,399	75.2%	$5,989
9XXX HECKSCHER DR	2,502	1978	$1,046,230	$357,786	$688,444	192.4%	$5,921
6XXX ISLAND DR	2,483	1965	$1,039,762	$355,069	$684,693	192.8%	$5,888
1XXXX WATERVILLE RD	1,406	1980	$880,280	$201,058	$679,222	337.8%	$5,841
1XXXX W SHARK RD	3,933	1978	$1,240,679	$562,419	$678,260	120.6%	$5,833
9XXX HECKSCHER DR	3,109	1979	$1,104,753	$444,587	$660,166	148.5%	$5,677

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32226. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

Check my address →