What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32225 are overassessed?

20.1% of homes in Jacksonville ZIP 32225 (3,843 of 19,111 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32225?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32225 property tax overassessment report

20.1% of homes in Jacksonville ZIP 32225 (3,843 of 19,111 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $5,717,414.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

19,111

Homes in ZIP

3,843

Flagged as overassessed

20.1%

$172,994

Avg overage / home

$368,549

Typical value

~$161/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32225

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXXX BARKLEY MANOR CT	7,306	2001	$3,914,332	$1,176,266	$2,738,066	232.8%	$23,547
1XXX WINDSOR HARBOR DR	11,943	1998	$4,579,242	$1,922,823	$2,656,419	138.2%	$22,845
1XXXX BARKLEY MANOR CT	10,943	2003	$4,111,791	$1,761,823	$2,349,968	133.4%	$20,210
1XXX DELFINO DR	11,230	2005	$4,154,824	$1,808,030	$2,346,794	129.8%	$20,182
1XXX MOSS CREEK DR	12,426	2001	$4,325,269	$2,000,586	$2,324,683	116.2%	$19,992
1XXXX BERMUDA CAY CT	5,583	1994	$3,148,421	$898,863	$2,249,558	250.3%	$19,346
1XXXX BELLA RIVA LN	10,932	2015	$3,995,333	$1,760,052	$2,235,281	127%	$19,223
1XXXX BERMUDA CAY CT	5,875	1996	$2,979,226	$945,875	$2,033,351	215%	$17,487
1XXXX FT CAROLINE RD	9,093	1986	$3,479,545	$1,463,973	$2,015,572	137.7%	$17,334
1XXX MOSS CREEK DR A	9,269	1969	$3,485,165	$1,492,309	$1,992,856	133.5%	$17,139
1XXX MOSS CREEK DR	7,367	2024	$3,158,597	$1,186,087	$1,972,510	166.3%	$16,964
1XXXX BERMUDA CAY CT	5,349	1995	$2,815,976	$861,189	$1,954,787	227%	$16,811
1XXXX BELLA RIVA LN	8,918	2007	$3,288,324	$1,435,798	$1,852,526	129%	$15,932
1XXXX HOPE SOUND CT	6,609	1996	$2,831,810	$1,064,049	$1,767,761	166.1%	$15,203
1XXX DELFINO DR	8,616	2008	$3,141,135	$1,387,176	$1,753,959	126.4%	$15,084
1XXXX BELLA RIVA LN	5,151	2007	$2,515,629	$829,311	$1,686,318	203.3%	$14,502
1XXX WINDSOR HARBOR DR	7,188	2016	$2,818,424	$1,157,268	$1,661,156	143.5%	$14,286
6XX QUEENS HARBOR BLVD	6,370	2013	$2,686,409	$1,025,570	$1,660,839	161.9%	$14,283
1XXX MOSS CREEK DR	6,349	2017	$2,677,848	$1,022,189	$1,655,659	162%	$14,239
1XXXX BERMUDA CAY CT	4,804	1994	$2,408,682	$773,444	$1,635,238	211.4%	$14,063
1XXXX EMERALD COVE CT	6,092	1992	$2,613,582	$980,812	$1,632,770	166.5%	$14,042
1XXXX EMERALD COVE CT	5,743	1997	$2,550,845	$924,623	$1,626,222	175.9%	$13,986
7XX QUEENS HARBOR BLVD	6,813	2018	$2,721,311	$1,096,893	$1,624,418	148.1%	$13,970
8XX QUEENS HARBOR BLVD	8,295	2007	$2,919,997	$1,335,495	$1,584,502	118.6%	$13,627
1XXXX N QUEENS HARBOR BLVD	6,785	2003	$2,654,438	$1,092,385	$1,562,053	143%	$13,434

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32225. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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