What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32221 are overassessed?

22.6% of homes in Jacksonville ZIP 32221 (2,433 of 10,752 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32221?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32221 property tax overassessment report

22.6% of homes in Jacksonville ZIP 32221 (2,433 of 10,752 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $1,076,709.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

10,752

Homes in ZIP

2,433

Flagged as overassessed

22.6%

$51,459

Avg overage / home

$265,090

Typical value

~$124/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32221

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXXX NORMANDY BLVD	4,985	2000	$2,367,782	$618,140	$1,749,642	283%	$15,047
3XXX ALCOY RD	600	1973	$1,058,332	$74,400	$983,932	1322.5%	$8,462
9XXX CRYSTAL SPRINGS RD	1,422	1948	$947,714	$176,328	$771,386	437.5%	$6,634
1XXX BILODEAU CT	1,630	1943	$915,174	$202,120	$713,054	352.8%	$6,132
3XXX ALCOY RD	5,221	1996	$1,244,009	$647,404	$596,605	92.2%	$5,131
3XXX STRATTON RD	3,648	1983	$930,966	$452,352	$478,614	105.8%	$4,116
1XXXX NORMANDY BLVD	1,894	1976	$639,630	$234,856	$404,774	172.3%	$3,481
1XXX S CHAFFEE RD	3,398	1957	$821,976	$421,352	$400,624	95.1%	$3,445
6XXX NATHAN HALE RD	1,705	1980	$586,324	$211,420	$374,904	177.3%	$3,224
3XXX STRATTON RD	5,451	2000	$1,033,316	$675,924	$357,392	52.9%	$3,074
1XXX MORNING STROLL LN	6,292	2005	$1,104,232	$780,208	$324,024	41.5%	$2,787
3XXX STRATTON RD	4,578	2006	$890,103	$567,672	$322,431	56.8%	$2,773
1XXXX OLD GAINESVILLE RD	1,344	1973	$488,888	$166,656	$322,232	193.4%	$2,771
NORMANDY BLVD	3,957	1994	$812,305	$490,668	$321,637	65.6%	$2,766
3XXX STRATTON RD	4,258	2009	$838,837	$527,992	$310,845	58.9%	$2,673
9XXX COXWELL ESTATES CT	4,654	2016	$886,210	$577,096	$309,114	53.6%	$2,658
3XXX STRATTON RD	1,741	1971	$519,492	$215,884	$303,608	140.6%	$2,611
9XXX COXWELL ESTATES CT	7,525	1999	$1,212,887	$933,100	$279,787	30%	$2,406
9XXX COXWELL ESTATES CT	6,820	1999	$1,110,371	$845,680	$264,691	31.3%	$2,276
3XXX STRATTON RD	2,228	2021	$540,450	$276,272	$264,178	95.6%	$2,272
3XXX STRATTON RD	2,898	1986	$612,260	$359,352	$252,908	70.4%	$2,175
1XXXX BEAGLE LN	2,346	1996	$543,322	$290,904	$252,418	86.8%	$2,171
3XXX STRATTON RD	2,208	1958	$524,677	$273,792	$250,885	91.6%	$2,158
3XXX STRATTON RD	3,196	2000	$645,962	$396,304	$249,658	63%	$2,147
1XXXX MCADAM RD	2,426	1995	$534,785	$300,824	$233,961	77.8%	$2,012

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32221. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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