What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32220 are overassessed?

32.8% of homes in Jacksonville ZIP 32220 (1,590 of 4,850 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32220?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32220 property tax overassessment report

32.8% of homes in Jacksonville ZIP 32220 (1,590 of 4,850 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $958,592.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

4,850

Homes in ZIP

1,590

Flagged as overassessed

32.8%

$70,103

Avg overage / home

$235,249

Typical value

~$119/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32220

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
7X N CHAFFEE RD	1,608	1928	$1,127,641	$191,352	$936,289	489.3%	$8,052
3XXX JONES RD	2,185	1985	$867,847	$260,015	$607,832	233.8%	$5,227
1XX ADDOR LN	2,103	1916	$826,477	$250,257	$576,220	230.3%	$4,955
1XXXX OLD PLANK RD	2,918	2004	$874,700	$347,242	$527,458	151.9%	$4,536
2XXX BULLS BAY HWY	2,002	1925	$693,134	$238,238	$454,896	190.9%	$3,912
1XXXX NICKEL LN	1,645	1985	$649,061	$195,755	$453,306	231.6%	$3,898
1XXXX OLD PLANK RD	3,003	1998	$778,425	$357,357	$421,068	117.8%	$3,621
2XXX BULLS BAY HWY	2,286	2019	$689,219	$272,034	$417,185	153.4%	$3,588
9XXX OLD PLANK RD	4,240	2012	$918,899	$504,560	$414,339	82.1%	$3,563
9XXX RIDDLE RD	4,207	1973	$872,520	$500,633	$371,887	74.3%	$3,198
9XXX OLD PLANK RD	4,284	2007	$867,067	$509,796	$357,271	70.1%	$3,073
1XX S CHAFFEE RD	1,355	1955	$510,378	$161,245	$349,133	216.5%	$3,003
1XXXX OLD PLANK RD	3,416	2003	$755,221	$406,504	$348,717	85.8%	$2,999
1XXXX OLD PLANK RD	2,142	2004	$596,753	$254,898	$341,855	134.1%	$2,940
1XXXX OLD PLANK RD	2,909	2015	$670,569	$346,171	$324,398	93.7%	$2,790
1XXXX GRAYSON ST	2,892	2001	$657,453	$344,148	$313,305	91%	$2,694
1XXXX OLD PLANK RD	728	2013	$393,665	$86,632	$307,033	354.4%	$2,640
1XXXX OLD PLANK RD	3,740	2020	$747,771	$445,060	$302,711	68%	$2,603
2XXX BULLS BAY HWY	1,877	1971	$521,405	$223,363	$298,042	133.4%	$2,563
1XXXX OLD PLANK RD	4,286	2003	$806,492	$510,034	$296,458	58.1%	$2,550
1XXX RIGDON RD	2,169	1966	$552,984	$258,111	$294,873	114.2%	$2,536
1XXXX WINSTEAD RD	3,368	1992	$675,828	$400,792	$275,036	68.6%	$2,365
1XXXX ODIE RD	4,463	2007	$796,039	$531,097	$264,942	49.9%	$2,279
9XXX LAZY J DR	1,152	1950	$386,929	$137,088	$249,841	182.2%	$2,149
1XXXX OLD PLANK RD	991	1991	$367,156	$117,929	$249,227	211.3%	$2,143

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32220. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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