What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32205 are overassessed?

34% of homes in Jacksonville ZIP 32205 (3,856 of 11,346 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32205?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32205 property tax overassessment report

34% of homes in Jacksonville ZIP 32205 (3,856 of 11,346 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $4,397,102.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

11,346

Homes in ZIP

3,856

Flagged as overassessed

34%

$132,596

Avg overage / home

$295,383

Typical value

~$164/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32205

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
3XXX RICHMOND ST	8,578	2000	$4,889,607	$1,406,792	$3,482,815	247.6%	$29,952
3XXX RICHMOND ST	8,097	2012	$4,119,960	$1,327,908	$2,792,052	210.3%	$24,012
3XXX RICHMOND ST	7,822	2017	$4,041,702	$1,282,808	$2,758,894	215.1%	$23,726
3XXX RICHMOND ST	6,840	1924	$3,857,077	$1,121,760	$2,735,317	243.8%	$23,524
3XXX RICHMOND ST	6,714	2016	$3,678,881	$1,101,096	$2,577,785	234.1%	$22,169
3XXX RICHMOND ST	6,944	1996	$3,581,524	$1,138,816	$2,442,708	214.5%	$21,007
3XXX RICHMOND ST	6,607	1950	$3,467,347	$1,083,548	$2,383,799	220%	$20,501
3XXX RICHMOND ST	6,146	2014	$3,341,380	$1,007,944	$2,333,436	231.5%	$20,068
3XXX RICHMOND ST	7,256	1941	$3,502,270	$1,189,984	$2,312,286	194.3%	$19,886
1XXX WILLOW BRANCH TER	8,280	1927	$3,621,130	$1,357,920	$2,263,210	166.7%	$19,464
1XXX AVONDALE CIR	9,080	1929	$3,708,885	$1,489,120	$2,219,765	149.1%	$19,090
1XXX MONTGOMERY PL	6,609	1926	$3,199,348	$1,083,876	$2,115,472	195.2%	$18,193
1XXX CHALLEN AVE	6,263	1927	$3,138,697	$1,027,132	$2,111,565	205.6%	$18,159
3XXX ST JOHNS AVE	7,184	1920	$3,232,554	$1,178,176	$2,054,378	174.4%	$17,668
1XXX CHALLEN AVE	9,056	1937	$3,496,541	$1,485,184	$2,011,357	135.4%	$17,298
3XXX ST JOHNS AVE	6,659	1917	$3,099,376	$1,092,076	$2,007,300	183.8%	$17,263
1XXX AVONDALE CIR	4,991	1926	$2,822,800	$818,524	$2,004,276	244.9%	$17,237
1XXX AVONDALE CIR	9,466	2008	$3,551,782	$1,552,424	$1,999,358	128.8%	$17,194
3XXX RICHMOND ST	9,144	1996	$3,431,360	$1,499,616	$1,931,744	128.8%	$16,613
3XXX RICHMOND ST	7,204	1935	$3,052,924	$1,181,456	$1,871,468	158.4%	$16,095
1XXX SEMINOLE RD	5,754	1926	$2,814,375	$943,656	$1,870,719	198.2%	$16,088
1XXX EDGEWOOD AVE	6,707	1923	$2,866,830	$1,099,948	$1,766,882	160.6%	$15,195
1XXX AVONDALE CIR	8,363	1927	$3,047,381	$1,371,532	$1,675,849	122.2%	$14,412
1XXX DONALD ST	6,577	1919	$2,749,966	$1,078,628	$1,671,338	155%	$14,374
1XXX GREENWOOD AVE	3,657	1936	$2,182,056	$599,748	$1,582,308	263.8%	$13,608

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32205. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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