What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32193 are overassessed?

38.6% of homes in Welaka ZIP 32193 (342 of 885 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Welaka ZIP 32193?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Welaka

ZIP 32193 property tax overassessment report

38.6% of homes in Welaka ZIP 32193 (342 of 885 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $302,326.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

885

Homes in ZIP

342

Flagged as overassessed

38.6%

$102,790

Avg overage / home

$253,166

Typical value

~$173/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32193

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
5XX COUNTY RD 309	10,499	1976	$3,392,992	$1,816,327	$1,576,665	86.8%	$13,559
5XX 3RD AV	4,091	1995	$2,146,470	$707,743	$1,438,727	203.3%	$12,373
3XX BEULAH CHURCH RD	1,649	2016	$1,214,630	$285,277	$929,353	325.8%	$7,992
1XX FLORIDIAN CLUB RD	3,538	2008	$1,077,550	$612,074	$465,476	76%	$4,003
1XX FLORIDIAN CLUB LN	768	1984	$556,080	$132,864	$423,216	318.5%	$3,640
1XX BEECHERS POINT DR	2,719	2019	$867,930	$470,387	$397,543	84.5%	$3,419
2XX SPORTSMAN DR	3,323	2006	$946,610	$574,879	$371,731	64.7%	$3,197
1XX TALL PALMS LN	2,252	2019	$754,070	$389,596	$364,474	93.6%	$3,134
9XX FRONT ST	2,698	2007	$830,970	$466,754	$364,216	78%	$3,132
1 BOSTON ST	4,831	2004	$1,188,650	$835,763	$352,887	42.2%	$3,035
1XX FLORIDIAN CLUB RD	1,942	1989	$680,130	$335,966	$344,164	102.4%	$2,960
1XXX FRONT ST	2,430	1962	$753,850	$420,390	$333,460	79.3%	$2,868
1XX FLORIDIAN CLUB RD	950	1965	$476,530	$164,350	$312,180	189.9%	$2,685
1XX EASEMENT LN	2,715	2006	$757,530	$469,695	$287,835	61.3%	$2,475
1XX FLORIDIAN CLUB LN	1,272	1964	$490,790	$220,056	$270,734	123%	$2,328
1XX TERONDA RD	584	2023	$361,720	$101,032	$260,688	258%	$2,242
1XX TERONDA RD	3,878	2023	$924,040	$670,894	$253,146	37.7%	$2,177
1XX EASEMENT LN	460	1958	$324,410	$79,580	$244,830	307.7%	$2,106
1XX PARADISE DR	2,713	2003	$712,150	$469,349	$242,801	51.7%	$2,088
1XX BEECHERS POINT DR	1,617	2023	$518,720	$279,741	$238,979	85.4%	$2,055
5XX COUNTY RD 309	3,262	1955	$800,450	$564,326	$236,124	41.8%	$2,031
1XX POINT SOUTH DR	3,560	2005	$851,320	$615,880	$235,440	38.2%	$2,025
1XXX FRONT ST	2,143	2021	$604,300	$370,739	$233,561	63%	$2,009
1XX POINT SOUTH DR	2,757	2005	$705,070	$476,961	$228,109	47.8%	$1,962
1XX FLORIDIAN CLUB RD	1,511	2004	$487,470	$261,403	$226,067	86.5%	$1,944

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32193. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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