What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32148 are overassessed?

30.6% of homes in Interlachen ZIP 32148 (1,332 of 4,349 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Interlachen ZIP 32148?

File Form DR-486 with the Putnam County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Putnam County · Interlachen

ZIP 32148 property tax overassessment report

30.6% of homes in Interlachen ZIP 32148 (1,332 of 4,349 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $888,612.

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★ $49 flat protest packet · 30-day refund · Ownwell charges 25-35% of your savings

4,349

Homes in ZIP

1,332

Flagged as overassessed

30.6%

$77,573

Avg overage / home

$142,560

Typical value

~$100/sqft

Your Putnam County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Putnam filing guide →

Top 25 most overassessed homes in 32148

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
7XX N COUNTY RD 315	1,699	1994	$2,439,470	$169,900	$2,269,570	1335.8%	$19,518
1XX WESTWOOD DR	3,987	1994	$2,043,110	$398,700	$1,644,410	412.4%	$14,142
7XX N COUNTY RD 315	2,799	1987	$1,717,750	$279,900	$1,437,850	513.7%	$12,366
1XX HARDESTY LAKE RD	4,913	2007	$1,148,180	$491,300	$656,880	133.7%	$5,649
1XX WESTWOOD DR	3,656	1989	$1,007,610	$365,600	$642,010	175.6%	$5,521
5XX S COUNTY RD 315	3,615	1975	$898,070	$361,500	$536,570	148.4%	$4,615
1XX OAK RIDGE DR	3,215	2022	$856,650	$321,500	$535,150	166.5%	$4,602
4XX S COUNTY RD 315 RD	1,800	2020	$689,260	$180,000	$509,260	282.9%	$4,380
1XX DEEP CREEK RD	4,535	1988	$933,580	$453,500	$480,080	105.9%	$4,129
2XX SIMPSON DR	1,710	2020	$640,730	$171,000	$469,730	274.7%	$4,040
1XX LAKE SHORE TER	913	2018	$560,250	$91,300	$468,950	513.6%	$4,033
2XX OLD WOODS RD	809	1975	$530,026	$80,900	$449,126	555.2%	$3,862
1XXX COUSINTOWN RD	1,076	2004	$553,950	$107,600	$446,350	414.8%	$3,839
8XX COUNTY RD 310	5,098	2005	$948,700	$509,800	$438,900	86.1%	$3,775
1XX WHISPERING PINES TRL	1,620	2000	$588,500	$162,000	$426,500	263.3%	$3,668
1XX CACTUS DR	2,991	2000	$703,350	$299,100	$404,250	135.2%	$3,477
5XX S COUNTY RD 315 RD	3,086	2022	$699,810	$308,600	$391,210	126.8%	$3,364
1XX HEWITT LAKE RD	5,085	1900	$894,252	$508,500	$385,752	75.9%	$3,317
1XX LITTLE HEWITT LN	3,400	2005	$723,350	$340,000	$383,350	112.8%	$3,297
2XX ROYAL AV	1,953	2006	$565,690	$195,300	$370,390	189.7%	$3,185
1XX PERSIMMON TRL	4,080	2021	$771,050	$408,000	$363,050	89%	$3,122
1XX PALMETTO TRL	1,715	2004	$533,730	$171,500	$362,230	211.2%	$3,115
1XX CAMP JOY RD	1,857	1976	$546,983	$185,700	$361,283	194.6%	$3,107
1XX HANSON CT	2,979	1967	$652,780	$297,900	$354,880	119.1%	$3,052
1XX GUM CREEK TRL	5,266	2008	$881,220	$526,600	$354,620	67.3%	$3,050

Data: FL DOR 2025 Final NAL roll, Putnam County, ZIP 32148. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when PutnamCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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